Kane County property record for 831 Spruce St, Aurora, IL 60506
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1954 |
| Lot Size | 0.144 acres (6,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jul 2008) |
| Tax Bill | $4,297 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-21-109-018 |
| Primary APN | 15-21-109-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,253 sqft (0.144 acres) |
| Lot Dimensions | 120 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 831 SPRUCE ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60506-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST PARK ADDN : LOT 14 BLOCK 18 LOT DIMENSIONS: 52 X 120.25 APPROX LOT SQ FT 6253 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001 |
| Legal Subdivision | WEST PARK ADDN |
| Legal Block | 18 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 853100 |
831 Spruce St is owned and occupied by an individual who bought it in July 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 SPRUCE ST, AURORA, IL 60506-3743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2008 · Amount on File |
| Deed Sale | Jul 11, 2008 · Amount on File |
| Prior Sale | Jan 29, 2008 |
| Deed Document Number | 200857063 |
| Prior Transfer Date | Apr 10, 2006 |
| Prior Transfer Doc | 0000043534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 831 SPRUCE ST, AURORA, IL 60506-3743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011458 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 2024K011458 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Max Rate | 18% |
The 2025 property tax bill for 831 Spruce St was $4,297 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,297.00 Homeowner's exemption | $65,865 (+9.39%) Land $11,746 Building $54,119 | $197,674 (+9.39%) Land $35,252 Building $162,422 |
| 2024 | $60,211 Land $10,738 Building $49,473 | $180,705 Land $32,227 Building $148,478 | |
| 2022 | $3,813.00 (+5.13%) Homeowner's exemption | $49,086 (+7.41%) Land $8,754 Building $40,332 | $147,258 (+7.41%) Land $26,262 Building $120,996 |
| 2021 | $3,627.00 Homeowner's exemption | $45,700 Land $8,150 Building $37,550 | $137,100 Land $24,450 Building $112,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 831 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 831 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet, T-Mobile, Watch TV.
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