831 Shadow Lake Dr, Willow Spring, NC 27592 Property Records

Johnston County property record for 831 Shadow Lake Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,660 sqft · built 1995
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (May 2020)
Tax Bill	$2,023 (2026)
Deeds & Mortgages	Jun 2019 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13C03015H`

Property Details

APN / Parcel Number

Primary APN	`13C03015H`
Alternative APN	`2000228215`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,128 sqft
Attic	Attic
Attic Area	532 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	93,654 sqft (2.15 acres)

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000228215
Street Address	831 SHADOW LAKE DR
City	WILLOW SPRING
State	NC
Zip	27592-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 67 SHADOW LAKES PH 2 31/263
Legal Phase	2
Legal Lot Number	67
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	2
Census Block	2001
Census Tract	41507

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 SHADOW LAKE DR, WILLOW SPRING, NC 27592-9139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 1, 2020	Warranty Deed, Transfer USAA
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 5, 2018	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN HOME TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	2020657542
Deed Book / Page	5583 / 73
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0000590856
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	831 SHADOW LAKE DR, WILLOW SPRING, NC 27592-9139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616373
Date	Jun 19, 2019
Book Page	5368/0972
Instrument	2019616373

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 1, 2020
Property Address	831 SHADOW LAKE DR, WILLOW SPRING, NC 27592-9139
Document Number	0000657542
Book / Page	005583 / 000073
Instrument Date	Apr 30, 2020
Instrument	657542
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	831 SHADOW LAKE DR WILLOW SPRING NC 275929139, WILLOW SPRING, NC 27592-9139

Mortgage

Document Number	657543
Date	May 1, 2020
Book Page	005583/000075
Instrument	657543

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Interest

Rate	3%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 30, 2019
Property Address	831 SHADOW LAKE DR, WILLOW SPRING, NC 27592-9139
Document Number	0000633869
Book / Page	5457 / 0845
Map Reference	MB 31 PG 263
Instrument Date	Oct 24, 2019
Instrument	2019633869
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 SHADOW LAKE DR, WILLOW SPRING, NC 27592-9139
Investor	Possibly a Property Investor

Mortgage

Document Number	0000633870
Date	Oct 30, 2019
Instrument	2019633870

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Nov 5, 2018
Property Address	831 SHADOW LAKE DR, WILLOW SPRING, NC 27592-9139
Document Number	0000590856
Book / Page	5245 / 0064
Map Reference	MB 31 PG 263
Instrument Date	Oct 5, 2018
Instrument	2018590856
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	AMERICAN HOME TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 SHADOW LAKE DR, WILLOW SPRING, NC 27592-9139

Mortgage

Document Number	0000590857
Date	Nov 5, 2018
Instrument	2018590857

Lender

Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,023.00 (+13.65%) Disabled Person's exemption Veteran's exemption	$368,740 (+62.6%) Land $138,890 Building $229,850	$368,740 (+62.6%) Land $138,890 Building $229,850
2023	$1,780.00	$226,780 Land $89,870 Building $136,910	$226,780 Land $89,870 Building $136,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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