831 S Main St, Mars Hill, NC 28754 Property Records

Madison County property record for 831 S Main St, Mars Hill, NC 28754

Property Summary

Property Type	Medical Building
Details	3,875 sqft · built 1972
Lot Size	0.889 acres (38,768 sqft)
Owner	Company Name on File
Last Sale	$433,000 (Jan 2026)
Tax Bill	$1,472 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9747-91-4047`

Property Details

APN / Parcel Number

Primary APN	`9747-91-4047`
Alternative APNs	`9747914047 0003392` `9747-91-3092` `662527` `3392`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,875 sqft Gross Area
Basement Area	3,530 sqft
Finished Basement	384 sqft
Unfinished Basement	3,146 sqft
Flooring	Hardwood
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	38,768 sqft (0.889 acres)
Porch	Enclosed Porch
Porch Area	108 sqft
Deck Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	9747914047 0003392
Street Address	831 S MAIN ST
City	MARS HILL
State	NC
Zip	28754-6273
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	R-A
Legal Description	PL:10-294
Legal Block	91
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3000
Census Tract	10602

Owner

831 S Main St, a commercial property, is owned by a company that bought it in January 2026.

Source: Madison County records, as of January 15, 2026

Owner of Record	Company Name on File
Mailing Address	19810 W CATAWBA AVE # A1, A1, CORNELIUS, NC 28031-4056
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jan 6, 2026	Deed, Foreclosure · Stand-Alone First Mortgage CITIBANK NA
Jan 6, 2026	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Jan 6, 2026 · Amount on File
Deed Document Number	360518
Deed Book / Page	826 / 54
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	831 S MAIN ST, MARS HILL, NC 28754-6273
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S MAIN ST, MARS HILL, NC 28754-7605

Mortgage

Document Number	0007770321
Date	Aug 1, 2023
Book Page	777/321
Instrument	351699

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 31, 2033

January 2026: Deed, Foreclosure

Document Type	Deed
Jurisdiction	MADISON NC
Recording Date	Jan 6, 2026
Property Address	831 S MAIN ST, MARS HILL, NC 28754-6273
Document Number	0008260050
Book / Page	826 / 50
Map Reference	MB 10 PG 294
Instrument Date	Dec 11, 2025
Instrument	360517
Transaction Type	Foreclosure
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$866.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19810 W CATAWBA AVE, CORNELIUS, NC 28031-4056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8377 E HARTFORD DR STE 100, 100, SCOTTSDALE, AZ 85255-5686

Mortgage

Document Number	0000360519
Date	Jan 6, 2026
Instrument	360519

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	539 Months
Due	Nov 30, 2070

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON NC
Recording Date	Jan 6, 2026
Property Address	831 S MAIN ST, MARS HILL, NC 28754-6273
Document Number	0008260054
Book / Page	826 / 54
Map Reference	MB 10 PG 294
Instrument Date	Dec 11, 2025
Instrument	360518
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$866.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19810 W CATAWBA AVE, CORNELIUS, NC 28031-4056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19810 W CATAWBA AVE # A1, A1, CORNELIUS, NC 28031-4056

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Municipality	Mars Hill Town
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,472.00	$309,145 (-6.35%) Land $27,314 Building $281,831	$309,145 (-6.35%) Land $27,314 Building $281,831
2023		$330,116 Land $77,819 Building $252,297	$330,116 Land $77,819 Building $252,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 831 S Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 831 S Main St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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