831 S Duluth Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 831 S Duluth Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,402 sqft · built 1890
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Trust Names on File
Last Sale	$185,000 (Jun 2023)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-281-022-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-281-022-000`
Alternative APN	`38745`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,402 sqft Finished Area
Gross Area	1,262 sqft
1st Floor Area	1,002 sqft
Upper Floors Area	260 sqft
Attic	Attic
Attic Area	260 sqft
Basement Area	1,002 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	100 ft deep x 44 ft wide

Exterior Amenities

Porch	Slab
Porch Area	123 sqft
Patio Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38745
Street Address	831 S DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57104-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX W 50` 9 BLOCK 6 LEWIS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	6
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1010
Census Tract	1502

Owner

831 S Duluth Ave is owner-occupied and held in a trust since June 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	831 S DULUTH AVE, SIOUX FALLS, SD 57104-4820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Jun 14, 2012 · Amount on File
Deed Book / Page	620-D / 450
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 20, 2023
Property Address	831 S DULUTH AVE, SIOUX FALLS, SD 57104-4820
Document Number	620DEED/450
Book / Page	620 DEED / 450
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 S DULUTH AVE, SIOUX FALLS, SD 57104-4820

Mortgage

Document Number	01971MTG26
Date	Jun 20, 2023
Instrument	1971 MTG/26

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	831 S DULUTH AVE, SIOUX FALLS, SD 57104-4820
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1855MTG/0400
Date	Feb 27, 2019
Book Page	1855 MTG/0400

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 831 S Duluth Ave was $2,536.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,525 (-0.94%) Land $19,582 Building $166,943	$186,525 Land $19,582 Building $166,943
2025	$2,536.00	$188,300 (+5.61%) Land $19,800 Building $168,500
2024	$2,536.00	$178,300 Land $19,800 Building $158,500
2022	$1,951.00	$129,700 Land $20,900 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 831 S Duluth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 831 S Duluth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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