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831 Ridgewater Dr, Chula Vista, CA 91913 Property Records

San Diego County property record for 831 Ridgewater Dr, Chula Vista, CA 91913 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,440 sqft · built 1990
Lot Size0.84 acres (3,662 sqft)
Owner2 Individual Names on File
Last Sale$735,000 (May 2021)
Tax Bill$9,299 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN595-292-11-00

Property Details

APN / Parcel Number

Primary APN595-292-11-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area3,662 sqft (0.84 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address831 RIDGEWATER DR
CityCHULA VISTA
StateCA
Zip91913-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 TR 012070
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012070
Legal Block2
Legal Lot Number37
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract13418

Owner

Source: San Diego County records · APN 595-292-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address831 RIDGEWATER DR, CHULA VISTA, CA 91913-3412
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 24, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleJun 03, 2011 · Amount on Record
Deed Document Number2021398226
Prior Transfer DateNov 25, 2015
Prior Transfer Doc0000626387
Record UpdatedSep 20, 2026

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 26, 2021
Property Address831 RIDGEWATER DR, CHULA VISTA, CA 91913-3412
Document Number0000398226
Map ReferenceMAP 12070
Instrument DateMay 18, 2021
Instrument2021-0398226
Transaction TypeTransfer
Record UpdatedJun 04, 2021
Title CompanyWESTERN RESOURCES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address831 RIDGEWATER DR, CHULA VISTA, CA 91913-3412

Mortgage

Document Number0000398227
DateMay 26, 2021
Instrument2021-0398227
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address831 RIDGEWATER DR, CHULA VISTA, CA 91913-3412
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 RIDGEWATER DR, CHULA VISTA, CA 91913-3412

Mortgage

Document Number0000568334
DateSep 24, 2020
Instrument2020-0568334
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$811,495 (+2%) Land $279,816 Building $531,679
2025$9,299.00 (+5.42%) Homeowner's exemption$795,584 (+4.04%) Land $274,330 Building $521,254
2023$8,821.00 (+2.98%) Homeowner's exemption$764,692 Land $263,678 Building $501,014
2022$8,566.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730134182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wyyerd GroupFiber8,000 / 8,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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