831 Raft Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 831 Raft Ln, Oxnard, CA 93035 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1981
Lot Size	0.138 acres (6,003 sqft)
Owner	Company Name on File
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-0-091-275`

Property Details

APN / Parcel Number

Primary APN	`185-0-091-275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	6,003 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	52 sqft

Location & Zoning

Street Address	831 RAFT LN
City	OXNARD
State	CA
Zip	93035-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 278203 LOT: 27 REF: 078MR 096
Legal Subdivision	TRACT NO 2782 3
Legal Tract	278203
Legal Block	91
Legal Lot Number	27
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2007
Census Tract	3608

Owner

Source: Ventura County records · APN 185-0-091-275

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	831 RAFT LN, OXNARD, CA 93035-1740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Intrafamily Transfer, Transfer
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage E & S FINANCIAL GROUP INC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CUSTOMER SERVICE MORTGAGE CORP
Jun 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 21, 2022
Transfer Doc	0000103889
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 25, 2022
Property Address	831 RAFT LN, OXNARD, CA 93035-1740
Document Number	2022000103889
Map Reference	MB 78 PG 96&97
Instrument Date	Oct 21, 2022
Instrument	2022000103889
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 RAFT LN, OXNARD, CA 93035-1740

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	831 RAFT LN, OXNARD, CA 93035-1740
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 FOURNIER ST, OXNARD, CA 93033-5466

Mortgage

Document Number	0000088281
Date	Apr 30, 2021
Instrument	20210430-00088281

Lender

Name	E & S FINANCIAL GROUP INC
Type	Funding / Finance Company
Address	VENTURA, CA 93003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	831 RAFT LN, OXNARD, CA 93035-1740
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096674
Date	Aug 21, 2019
Instrument	20190821-00096674

Lender

Name	CUSTOMER SERVICE MORTGAGE CORP
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 10, 2019
Property Address	831 RAFT LN, OXNARD, CA 93035-1740
Document Number	0000064076
Instrument Date	Jun 10, 2019
Instrument	64076
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 RAFT LN OXNARD CA 930351740, OXNARD, CA 93035-1740

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$226,350 (+2%) Land $79,211 Building $147,139
2025	$2,695.00 (+2.16%) Homeowner's exemption	$221,912 (+4.04%) Land $77,658 Building $144,254
2024	$2,638.00 (+3.82%)
2023	$2,541.00 (+2.42%) Homeowner's exemption	$213,296 Land $74,643 Building $138,653
2022	$2,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 691 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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