831 Pine St, Tracy, MN 56175 Property Records

Lyon County property record for 831 Pine St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1996
Lot Size	1.7 acres (74,327 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,084 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-106005-0`

Property Details

APN / Parcel Number

Primary APN	`31-106005-0`

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	74,327 sqft (1.7 acres)

Location & Zoning

Street Address	831 PINE ST
City	TRACY
State	MN
Zip	56175-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON ADDITION 01010001 WEST 37.5' OF LOT 13 & E2 OF LOT 14
Legal Subdivision	JOHNSON ADDITION
Legal Lot Number	13-14
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3130
Census Tract	360600

Owner

Source: Lyon County assessment roll, APN 31-106005-0, as of September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	831 PINE ST, TRACY, MN 56175-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	831 PINE ST, TRACY, MN 56175-1723
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013062
Date	Jan 03, 2022
Instrument	13062

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll as of September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,084.00 (+7.67%)
2025		$408,500 (+9.81%) Land $16,500 Building $392,000	$408,500 (+9.81%) Land $16,500 Building $392,000
2023	$7,508.00	$372,000 Land $15,600 Building $356,400	$372,000 Land $15,600 Building $356,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (27083C), as of May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 15 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130
Midcontinent Communications Fixed Wireless	100 / 20

May also be available: Clarity Telecom.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1420010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Tracy serves 2,154 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.