831 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 831 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,223 sqft · built 1918
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,900 (Mar 2018)
Tax Bill	$6,487 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-151-002`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-151-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,223 sqft Living Area
1st Floor Area	636 sqft
Basement Area	587 sqft
Unfinished Basement	587 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	122 ft deep x 46 ft wide

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	46 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	831 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-1688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 HAWTHORNE PARK SUB LOT 71
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	HAWTHORNE PARK
Legal Lot Number	71
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1010
Census Tract	173400

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	831 PEARSON ST, FERNDALE, MI 48220-1688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Mar 20, 2018	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY/MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	201842404
Deed Book / Page	51647 / 447
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	831 PEARSON ST, FERNDALE, MI 48220-1688
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 PEARSON ST, FERNDALE, MI 48220-1688

Mortgage

Document Number	0000115015
Date	Apr 29, 2021
Book Page	56160/476
Instrument	115015

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 20, 2018
Property Address	831 PEARSON ST, FERNDALE, MI 48220-1688
Document Number	0000042404
Book / Page	051647 / 000447
Instrument Date	Mar 16, 2018
Instrument	42404
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	BANKERS TITLE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,106.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 WITHINGTON ST FERNDALE MI 482201296, FERNDALE, MI 48220-1296

Mortgage

Document Number	42405
Date	Mar 20, 2018
Book Page	051647/000449
Instrument	42405

Lender

Name	UNIVERSITY/MI CU
Type	Credit Union
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,487.00 (-3.05%) Homeowner's exemption	$159,970 (+8.26%)	$319,940 (+8.26%)
2024	$6,691.00 (+5.79%)
2023		$147,760	$295,520
2021	$6,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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