831 Oak St, Lima, OH 45804 Property Records

Allen County property record for 831 Oak St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,258 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$21,033 (Feb 2018)
Tax Bill	$352 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-0105-05-039.000`

Property Details

APN / Parcel Number

Primary APN	`46-0105-05-039.000`
Alternative APN	`M3846010505039000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,258 sqft Living Area
Gross Area	1,314 sqft
1st Floor Area	866 sqft
Upper Floors Area	392 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	152 ft deep x 40 ft wide
Porch	Enclosed Frame Porch
Porch Area	56 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	831 OAK ST
City	LIMA
State	OH
Zip	45804-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANDYKES ADDITION LOT 4670 FF 40.00
Legal Subdivision	VANDYKES ADDITION
Legal Lot Number	4670
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	4
Census Block	4002
Census Tract	13400

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 OAK ST, LIMA, OH 45804-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
May 14, 2020	Deed of Trust, Mortgage SUPERIOR CU
Feb 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	Feb 10, 2011 · Amount on Record
Deed Document Number	20181533
Deed Book / Page	2018 / 1533
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	831 OAK ST, LIMA, OH 45804-1040
Document Number	0000005223
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 OAK ST LIMA OH 458041040, LIMA, OH 45804-1040

Mortgage

Document Number	0000005223
Date	May 19, 2020
Instrument	5223

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 18, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	831 OAK ST, LIMA, OH 45804-1040
Document Number	0000005222
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	831 OAK ST LIMA OH 458041040, LIMA, OH 45804-1040

Mortgage

Document Number	0000005222
Date	May 19, 2020
Instrument	5222

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 13, 2018
Property Address	831 OAK ST, LIMA, OH 45804-1040
Document Number	0000001533
Instrument Date	Feb 5, 2018
Instrument	1533
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$63.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 OAK ST LIMA OH 458041040, LIMA, OH 45804-1040

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$352.00 (-4.35%)	$8,300 (-) Land $980 Building $7,320	$23,700 (-) Land $2,800 Building $20,900
2024	$368.00 (+3.08%) Homeowner's exemption	$8,300 (+11.71%) Land $980 Building $7,320	$23,700 (+11.79%) Land $2,800 Building $20,900
2023	$357.00 (-4.8%) Homeowner's exemption	$7,430 (-) Land $880 Building $6,550
2022	$375.00 Homeowner's exemption	$7,430 Land $880 Building $6,550
2021			$21,200 Land $2,500 Building $18,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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