831 Naples Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 831 Naples Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,145 sqft · built 2021
Lot Size	0.152 acres (6,630 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Dec 2025)
Tax Bill	$6,090 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003-286-48`

Property Details

APN / Parcel Number

Primary APN	`003-286-48`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,145 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Lot Area	6,630 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	831 NAPLES DR
City	DAVIDSON
State	NC
Zip	28036-6954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VI
Legal Description	L6 M62-358
Legal Subdivision	DAVIDSON BAY PH 2 MAP 6
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1025
Census Tract	6403

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	831 NAPLES DR, DAVIDSON, NC 28036-6954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 15, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Dec 18, 2020	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK
Mar 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 1, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2025134638
Deed Book / Page	40112 / 431
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	831 NAPLES DR, DAVIDSON, NC 28036-6954
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 NAPLES DR, DAVIDSON, NC 28036-6954

Mortgage

Document Number	0000038553
Date	Apr 30, 2024
Book Page	38784/114
Instrument	2024038553

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 31, 2025
Property Address	831 NAPLES DR, DAVIDSON, NC 28036-6954
Document Number	0000134638
Book / Page	40112 / 431
Map Reference	MB 62 PG 358
Instrument Date	Dec 31, 2025
Instrument	2025134638
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 BOOPA LN APT 301, 301, MOUNT PLEASANT, SC 29464-5557

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 NAPLES DR, DAVIDSON, NC 28036-6954

Mortgage

Document Number	0000134639
Date	Dec 31, 2025
Instrument	2025134639

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 15, 2022
Property Address	831 NAPLES DR, DAVIDSON, NC 28036-6954
Document Number	0000164437
Book / Page	37830 / 143
Map Reference	MB 62 PG 358
Instrument Date	Dec 14, 2022
Instrument	2022164437
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 WILLIAMSON RD, MOORESVILLE, NC 28117-9223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 NAPLES DR, DAVIDSON, NC 28036-6954

Mortgage

Document Number	0000164438
Date	Dec 15, 2022
Instrument	2022164438

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 18, 2020
Property Address	831 NAPLES DR, DAVIDSON, NC 28036-6954
Document Number	0000216075
Book / Page	35455 / 346
Map Reference	MB 62 PG 358
Instrument Date	Dec 17, 2020
Instrument	2020216075
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022
Title Company	FORTIFIED TITLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1153 SAN MICHELE PL, 1153, DAVIDSON, NC 28036-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WILLIAMSON RD, MOORESVILLE, NC 28117-9223

Mortgage

Document Number	0000216076
Date	Dec 18, 2020
Instrument	2020216076

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 3, 2020
Property Address	831 NAPLES DR, DAVIDSON, NC 28036-6954
Document Number	0000030587
Book / Page	034338 / 000540
Instrument Date	Feb 27, 2020
Instrument	30587
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,404.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1152 SAN MICHELE PL DAVIDSON NC 28036, DAVIDSON, NC 28036
Investor	Possibly a Property Investor

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 1, 2019
Property Address	831 NAPLES DR, DAVIDSON, NC 28036-6954
Document Number	0000131378
Book / Page	033904 / 000794
Instrument Date	Oct 1, 2019
Instrument	131378
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,327.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2599 CHARLOTTE HWY MOORESVILLE NC 281179463, MOORESVILLE, NC 28117-9463
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$813,100 Land $186,200 Building $626,900
2024	$6,090.00
2023			$813,100 Land $186,200 Building $626,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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