Currituck County property record for 831 Monteray Dr, Corolla, NC 27927
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,280 sqft · built 2002 |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9935-74-0844 |
| Primary APN | 9935-74-0844 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,280 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 288 sqft |
| Porch | Porch |
| Porch Area | 900 sqft |
| Patio Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000083287 |
|---|---|
| Street Address | 831 MONTERAY DR |
| City | COROLLA |
| State | NC |
| Zip | 27927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 311 MONTERAY SHORES |
| Legal Subdivision | MONTERAY SHORES |
| Legal Lot Number | 311 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1130 |
| Census Tract | 110101 |
831 Monteray Dr is owned by two individuals who acquired it in June 2003.
Source: Currituck County records, as of November 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12603 FINGERBOARD RD, MONROVIA, MD 21770-8718 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 |
| Deed Sale | Jun 30, 2003 |
| Deed Document Number | 0000689498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 831 MONTERAY DR, COROLLA, NC 27927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015450193 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 1545/193 |
| Instrument | 352767 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 831 Monteray Dr was $3,622, up 0.4% from the year before.
Source: Currituck County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,622.00 (+0.44%) | $429,700 (-) Land $55,000 Building $374,700 | |
| 2024 | $3,606.00 (+11.61%) | $429,700 (-) Land $55,000 Building $374,700 | |
| 2023 | $3,231.00 (+18.66%) | $429,700 (-) Land $55,000 Building $374,700 | $429,700 (-) Land $55,000 Building $374,700 |
| 2022 | $2,723.00 | $429,700 Land $55,000 Building $374,700 | $429,700 (-) Land $55,000 Building $374,700 |
| 2021 | $429,700 Land $55,000 Building $374,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 831 Monteray Dr in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 Monteray Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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