831 Middle St, Fulton, MO 65251 Property Records

Callaway County property record for 831 Middle St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,128 sqft · built 1960
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-10-005-025.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-10-005-025.000`
Alternative APN	`1305016010005020000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	7,187 sqft (0.164 acres)
Garage Type	Mixed
Garage Area	216 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1305016010005025000
Street Address	831 MIDDLE ST
City	FULTON
State	MO
Zip	65251-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK 165 NCP
Legal Subdivision	ANTHONY
Legal Block	165
Legal Lot Number	24
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2030
Census Tract	70301

Owner

831 Middle St is owned and occupied by an individual who acquired it in October 2024.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	831 MIDDLE ST, FULTON, MO 65251-2131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Feb 11, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024
Deed Sale	Oct 28, 2024
Prior Sale	Feb 11, 2020
Deed Document Number	202405634
Deed Book / Page	516 / 357
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	831 MIDDLE ST, FULTON, MO 65251-2131
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000090
Date	Jan 5, 2018
Book Page	0000000240/0000000090
Instrument	201800106

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 11, 2020
Property Address	831 MIDDLE ST, FULTON, MO 65251-2131
Document Number	202000863
Book / Page	542
Instrument Date	Feb 11, 2020
Instrument	202000863
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 831 Middle St was $1,032, up 15.2% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (+15.18%)	$16,711 (+15.34%)	$87,950 (+15.34%)
2024	$896.00 (+0.56%)	$14,488 (-)	$76,250 (-)
2023	$891.00 (+3.36%)	$14,488 (+3.39%)	$76,250
2022	$862.00	$14,013 Land $1,414 Building $12,599
2021			$73,750 Land $7,440 Building $66,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 831 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 831 Middle St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte, Verizon.

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