831 Maxwell Rd, Umatilla, FL 32784 Property Records

Lake County property record for 831 Maxwell Rd, Umatilla, FL 32784 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 2019
Lot Size	0.363 acres (15,825 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Feb 2021)
Tax Bill	$3,886 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-26-0011-000-00900`

Property Details

APN / Parcel Number

Primary APN	`12-18-26-0011-000-00900`
Alternative APN	`3911728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,825 sqft (0.363 acres)
Garage Type	Finished
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3911728
Street Address	831 MAXWELL RD
City	UMATILLA
State	FL
Zip	32784-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA OAKS PB 70 PG 31-32 LOT 9 ORB 5649 PG 1823
Legal Range	26E
Legal Township	18S
Legal Section	12
Legal Subdivision	VISTA OAKS
Legal Tract	11
Legal Lot Number	9
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1002
Census Tract	30110

Owner

Source: Lake County records · APN 12-18-26-0011-000-00900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	831 MAXWELL RD, UMATILLA, FL 32784-8168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Oct 03, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Oct 03, 2019 · Amount on Record
Deed Document Number	2021025390
Deed Book / Page	5649 / 1823
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 24, 2021
Property Address	831 MAXWELL RD, UMATILLA, FL 32784-8168
Document Number	0056491823
Book / Page	5649 / 1823
Map Reference	MB 70 PG 31
Instrument Date	Feb 19, 2021
Instrument	2021025390
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 ONTARIO PL, GRAND ISLAND, FL 32735-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 MAXWELL RD, UMATILLA, FL 32784-8168

Mortgage

Document Number	0056491825
Date	Feb 24, 2021
Instrument	5649/1825

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 03, 2019
Property Address	831 MAXWELL RD, UMATILLA, FL 32784-8168
Document Number	0053511532
Book / Page	5351 / 1532
Map Reference	MB 70 PG 31
Instrument Date	Sep 30, 2019
Instrument	2019111527
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 S BAY ST, 2104, EUSTIS, FL 32726-6357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N LAKE WAY, LEESBURG, FL 34788-2752

Mortgage

Document Number	0053511534
Date	Oct 03, 2019
Instrument	5351/1534

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,510 (+5.98%) Land $111,600 Building $122,910	$282,505 (+13.77%) Land $111,600 Building $170,905
2024	$3,886.00 (+4.24%)
2023	$3,728.00 (+3.44%) Homeowner's exemption Additional exemption filed	$221,280 (+3%)	$248,315 (+15.58%) Land $83,003 Building $165,312
2022	$3,604.00 Homeowner's exemption Additional exemption filed	$214,835	$214,835 Land $49,523 Building $165,312

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, other causes, Hurricane Irma

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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