831 Lucy Rd, Lake Ozark, MO 65049 Property Records

Camden County property record for 831 Lucy Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1983
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$714,210 (Jun 2026)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01 6.0 23.0 000.0 001 007.000`

Property Details

APN / Parcel Number

Primary APN	`01 6.0 23.0 000.0 001 007.000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,104 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 49 ft wide
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	831 LUCY RD
City	LAKE OZARK
State	MO
Zip	65049-6129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 4
Legal Range	16W
Legal Township	40N
Legal Section	23
Legal Subdivision	COVEDALE SUB
Legal Lot Number	4
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1003
Census Tract	950102

Owner

Source: Camden County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6770 COUNTY ROAD 315, FULTON, MO 65251-5919
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF MO
Jun 5, 2026	Warranty Deed, Transfer · Line of Credit BANK OF MO
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	927 / 458
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Recording Date	Jun 5, 2026
Property Address	831 LUCY RD, LAKE OZARK, MO 65049-6129
Document Number	0359000744
Book / Page	359 / 744
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ARROWHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6770 COUNTY ROAD 315, FULTON, MO 65251-5919

Mortgage

Document Number	0359000744,
Date	Jun 5, 2026
Book Page	359/744

Lender

Name	BANK OF MO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Jun 5, 2026
Property Address	831 LUCY RD, LAKE OZARK, MO 65049-6129
Document Number	0927000458
Book / Page	927 / 458
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	ARROWHEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6770 COUNTY ROAD 315, FULTON, MO 65251-5919

Mortgage

Document Number	0359000744,
Date	Jun 5, 2026
Book Page	359/744

Lender

Name	BANK OF MO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Feb 14, 2022
Property Address	831 LUCY RD, LAKE OZARK, MO 65049-6129
Document Number	000867/184
Book / Page	867 / 184
Map Reference	MB 18 PG 1
Instrument Date	Feb 7, 2022
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ARROWHEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 E 1600 RD, BALDWIN CITY, KS 66006-7346

Mortgage

Document Number	0000343350
Date	Feb 14, 2022
Instrument	343/350

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (-0.99%)	$24,600 (-)	$129,474 (-)
2023		$24,600 (-)	$129,474 (-)
2022	$1,314.00	$24,600	$129,474

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE FALLS CONDOMINIUMS private · serves 275 people · EPA ID MO3238097
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	CAMDEN COUNTY PWSD 4 HORSESHOE BEND
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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