831 Lake St, Kewanee, IL 61443 Property Records

Henry County property record for 831 Lake St, Kewanee, IL 61443 · Last verified June 2026

Property Summary

Property TypeCommercial
Details1,922 sqft · built 1919
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$51,000 (Jun 2026)
Tax Bill$2,273 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jun 2026 Sale & Mortgage
+ 5 more
Flood ZoneZone A (high risk)
APN20-34-101-015

Property Details

APN / Parcel Number

Primary APN20-34-101-015

Interior

Building Area1,922 sqft Living Area

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions202 ft deep x 88 ft wide

Location & Zoning

Street Address831 LAKE ST
CityKEWANEE
StateIL
Zip61443-1637
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLT 3 JIM KELLYS SUB PT BLK 3 JOHN ZANGS ADD CITY OF KEWANEE
Legal SubdivisionJOHN ZANGS ADD
Legal Block3
Legal Lot Number3
JurisdictionHENRY IL
Township / Civil DivisionKEWANEE
Census Block Group2
Census Block2005
Census Tract30800

Owner

Source: Henry County records · APN 20-34-101-015

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address713 FLORENCE ST, KEWANEE, IL 61443-1613
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
STATE BANK OF TOULON
Jun 05, 2026Administrator's Deed, Transfer · Conventional Mortgage
STATE BANK
Mar 16, 2020Deed of Trust, Mortgage · Line of Credit
STATE BK/TOULON
Mar 14, 2019Grant Deed, Transfer
ATTORNEY ONLY
Feb 14, 2019Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY
Jun 13, 2017Deed of Trust, Mortgage · Line of Credit
STATE BK/TOULON
Mar 01, 2017Loan Modification, Mortgage
STATE BK/TOULON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2026 · Amount on Record
Deed SaleJun 05, 2026 · Amount on Record
Prior SaleMar 14, 2019 · Amount on Record
Deed Document Number20262721
Prior Transfer DateDec 23, 2011
Prior Transfer Doc0000000740
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address831 LAKE ST, KEWANEE, IL 61443-1637
Transaction TypeMortgage
Record UpdatedJun 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E 9TH ST 9, 9, KEWANEE, IL 61443-1521

Mortgage

Document Number0000000292
DateJan 24, 2023
Instrument20-2300292
Lender
NameSTATE BANK OF TOULON
TypeBank
AddressKEWANEE, IL 61443
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 20, 2033
Interest
Rate TypeAdjustable Rate
Rate7.5%
Index6-Month CD Rate

June 2026: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionHENRY IL
Recording DateJun 05, 2026
Property Address831 LAKE ST, KEWANEE, IL 61443-1637
Document Number0000002721
Instrument DateJun 04, 2026
Instrument20262721
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$7,726.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address713 FLORENCE ST, KEWANEE, IL 61443-1613

Mortgage

Document Number0000002722,
DateJun 05, 2026
Instrument20262722
Lender
NameSTATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 04, 2046
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address831 LAKE ST, KEWANEE, IL 61443-1637
Document Number0000001535
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 LAKE ST KEWANEE IL 614431637, KEWANEE, IL 61443-1637

Mortgage

Document Number0000001535
DateMar 19, 2020
Instrument1535
Lender
NameSTATE BK/TOULON
TypeBank
AddressKEWANEE, IL 61443
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 18, 2030
Interest
Rate TypeAdjustable Rate
Rate4.25%

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENRY IL
Recording DateMar 14, 2019
Property Address831 LAKE ST, KEWANEE, IL 61443-1637
Document Number0000001111
Instrument DateMar 08, 2019
Instrument1111
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$52.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E 9TH ST KEWANEE IL 614431521, KEWANEE, IL 61443-1521

February 2019: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionHENRY IL
Recording DateFeb 14, 2019
Property Address831 LAKE ST, KEWANEE, IL 61443-1637
Document Number0000000646
Instrument DateDec 20, 2018
Instrument646
Transaction TypeForeclosure
Record UpdatedMar 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address635 TENNEY ST KEWANEE IL 614433738, KEWANEE, IL 61443-3738

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address831 LAKE ST, KEWANEE, IL 61443-1637
Document Number0000003469
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 LAKE ST KEWANEE IL 614431637, KEWANEE, IL 61443-1637

Mortgage

Document Number0000003469
DateJun 16, 2017
Instrument3469
Lender
NameSTATE BK/TOULON
TypeBank
AddressKEWANEE, IL 61443
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJun 15, 2019
Interest
Rate TypeAdjustable Rate
Rate7%

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENRY IL
Property Address831 LAKE ST, KEWANEE, IL 61443-1637
Document Number0000001487
Instrument DateMar 01, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 LAKE ST KEWANEE IL 614431637, KEWANEE, IL 61443-1637

Mortgage

Document Number0000001487
DateMar 13, 2017
Instrument1487
Lender
NameSTATE BK/TOULON
TypeBank
AddressKEWANEE, IL 61443
Agreement
AmountAmount Recorded
Term240 Months
DueMar 12, 2037

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionKewanee Township
MunicipalityKewanee City
Unified School DistrictKewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,273.00 (-1.43%)$21,361 (-) Land $1,867 Building $19,494$64,083 (-) Land $5,601 Building $58,482
2024$2,306.00 (+29.12%)$21,361 (+39.06%) Land $1,867 Building $19,494$64,083 (+39.06%) Land $5,601 Building $58,482
2022$15,361 Land $1,867 Building $13,494$46,083 Land $5,601 Building $40,482
2021$1,786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170730308002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979, rainfall accumulation
Nearby Flood Policies1 in force
1 of 1 on primary residences
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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