Mercer County and Hamilton Township property record for 831 Kuser Rd, Hamilton, NJ 08619
| Property Type | Single Family Home |
|---|---|
| Details | 2,000 sqft · built 1920 |
| Lot Size | 0.276 acres (12,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,000 (Dec 1998) |
| Tax Bill | $8,124 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02154-0000-00005 |
| Primary APN | 03-02154-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,000 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 12,040 sqft (0.276 acres) |
| Lot Dimensions | 140 ft deep x 86 ft wide |
| Old Parcel Number | 0300282000000022 |
|---|---|
| Street Address | 831 KUSER RD |
| City | TRENTON |
| State | NJ |
| Zip | 08619-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | REO5 |
| Legal Description | 11523- |
| Legal Block | 2154 |
| Legal Lot Number | 5 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | HAMILTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 2701 |
831 Kuser Rd is owned and occupied by two individuals who bought it in December 1998.
Source: Mercer County and Hamilton Township records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 831 KUSER RD, TRENTON, NJ 08619-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SAVINGS BANK SLA |
| Jul 3, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 1998 · Amount on File |
| Deed Sale | Dec 4, 1998 · Amount on File |
| Prior Sale | Aug 20, 1997 · Amount on File |
| Deed Book / Page | 3502 / 226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 831 KUSER RD, HAMILTON, NJ 08619-4001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000026976 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 11741/1666 |
| Instrument | 2022026976 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 26, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 831 KUSER RD, HAMILTON, NJ 08619-4001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027767 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 11352/0243 |
| Instrument | 2018027767 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Lending Institution |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 27, 2028 |
The 2025 property tax bill for 831 Kuser Rd was $8,124, up 5.2% from the year before.
Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | Hamilton Township |
| Unified School District | Hamilton Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,100 (-) Land $73,000 Building $146,100 | $219,100 (-) Land $73,000 Building $146,100 | |
| 2025 | $8,124.00 (+5.22%) | $219,100 Land $73,000 Building $146,100 | $219,100 Land $73,000 Building $146,100 |
| 2024 | $7,721.00 | ||
| 2023 | $219,100 Land $73,000 Building $146,100 | $219,100 Land $73,000 Building $146,100 | |
| 2022 | $7,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 831 Kuser Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 Kuser Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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