Shiawassee County property record for 831 Krust Dr, Owosso, MI 48867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $149,900 (2020) |
| Tax Bill | $3,640.00 (2025) |
| Primary APN | 050-370-000-012-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 831 KRUST DR |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 KRUST SUBDIV 2 |
| Legal Subdivision | KRUST SUB |
| Legal Lot Number | 12 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-370-000-012-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 831 KRUST DR, OWOSSO, MI 48867-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Jan 07, 2016 · Amount on Record |
| Deed Doc Number | 20203338996 |
| Deed Book / Page | 1275 / 311 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 17, 2020 |
| Property Address | 831 KRUST DR, OWOSSO, MI 48867-1917 |
| Document Number | 0012750311 |
| Book / Page | 1275 / 311 |
| Map Reference | LB 11 PG 174 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 3338996 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 831 KRUST DR, 831, OWOSSO, MI 48867-1917 |
| Name | Verified Name |
|---|---|
| Address | 1105 MAIN ST, CARTERVILLE, IL 62918-5136 |
| Document Number | 3338997 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 3338997 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 831 KRUST DR, OWOSSO, MI 48867-1917 |
| Document Number | 0012620589 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 831 KRUST DR OWOSSO MI 488671917, OWOSSO, MI 48867-1917 |
| Document Number | 0012620589 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 001262/000589 |
| Instrument | 3326156 |
| Name | CIBM BK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,600 (+11.05%) | $231,200 (+11.05%) | |
| 2025 | $3,640.00 (+4.9%) Homeowner's exemption | $104,100 (+21.05%) | $208,200 (+21.05%) |
| 2023 | $3,470.00 Homeowner's exemption | $86,000 | $172,000 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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