Harford County property record for 831 Joppa Farm Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,796 sqft · built 1963 |
| Lot Size | 0.204 acres (8,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,900 (Jul 2026) |
| Tax Bill | $2,275 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-132423 |
| Primary APN | 01-132423 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,796 sqft Total Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,901 sqft (0.204 acres) |
| Lot Dimensions | 129 ft deep x 68 ft wide |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 132423 |
|---|---|
| Street Address | 831 JOPPA FARM RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 18 BK 8 70/68X129 831 JOPPA FARM ROAD JOPPATOWNE S1 P 11/108 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 8 |
| Legal Lot Number | 18 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 301401 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 831 JOPPA FARM RD, JOPPA, MD 21085-4437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE |
| May 18, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HARFORD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | May 18, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17210 / 216 |
| Transfer Doc | 0060140654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 16, 2026 |
| Property Address | 831 JOPPA FARM RD, JOPPA, MD 21085-4437 |
| Document Number | 1721000216 |
| Book / Page | 17210 / 216 |
| Instrument Date | Jul 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388,749.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 831 JOPPA FARM RD, JOPPA, MD 21085-4437 |
| Document Number | 1721000225, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 17210/225 |
| Name | HIGHLANDS RESID'L MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 18, 2026 |
| Property Address | 831 JOPPA FARM RD, JOPPA, MD 21085-4437 |
| Document Number | 1712000498 |
| Book / Page | 17126 / 498 |
| Instrument Date | May 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,020.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 831 JOPPA FARM RD, JOPPA, MD 21085-4437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 831 JOPPA FARM RD, JOPPA, MD 21085-4437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0136630144 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 13663/0144 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Jan 21, 2024 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,667 (+4.98%) | $241,600 (-) Land $69,200 Building $172,400 | |
| 2025 | $2,275.00 (+7.01%) | $219,733 (+8.8%) | $241,600 (+15.71%) Land $69,200 Building $172,400 |
| 2023 | $201,967 | $208,800 Land $69,200 Building $139,600 | |
| 2022 | $2,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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