Polk County property record for 831 Indian Bluff, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,020 sqft · built 2022 |
| Lot Size | 0.19 acres (8,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Dec 2020) |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354772-000140 |
| Primary APN | 25-28-28-354772-000140 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,020 sqft Living Area |
|---|---|
| 1st Floor Area | 1,020 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Lot Area | 8,285 sqft (0.19 acres) |
| Lot Dimensions | 107 ft deep x 84 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 831 INDIAN BLF |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1052 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WOLF RUN FIRST ADDITION PB 80 PG 26 LOT 14 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | WOLF RUN FIRST ADDITION |
| Legal Tract | 354772 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11721 |
831 Indian Bluff, a mobile home, is owned by two individuals who bought it in December 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5763 LAKESIDE LANDINGS BLVD, WINTER HAVEN, FL 33881-7231 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Feb 27, 2014 · Amount on File |
| Deed Document Number | 2020278166 |
| Deed Book / Page | 11507 / 2206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 23, 2020 |
| Property Address | 831 INDIAN BLF, WINTER HAVEN, FL 33880-1052 |
| Document Number | 0115072206 |
| Book / Page | 011507 / 002206 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 278166 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | SMART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $385.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 MAJESTIC GARDENS CT WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880 |
The 2025 property tax bill for 831 Indian Bluff was $1,796.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,261 (+0.92%) Land $30,000 Building $110,261 | $140,261 (+0.92%) Land $30,000 Building $110,261 | |
| 2025 | $1,796.00 | $138,985 Land $30,000 Building $108,985 | $138,985 Land $30,000 Building $108,985 |
| 2023 | $2,110.00 (+473.37%) | $131,327 (+870.99%) Land $25,000 Building $106,327 | $131,327 (+870.99%) Land $25,000 Building $106,327 |
| 2022 | $368.00 | $13,525 Land $12,500 Building $1,025 | $13,525 Land $12,500 Building $1,025 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 831 Indian Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1991–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 Indian Bluff is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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