831 Holt Rd, Wray, GA 31798 Property Records

Irwin County property record for 831 Holt Rd, Wray, GA 31798

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Lot Size	104 acres (4,561,603 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (Mar 2025)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`0092 0019`

Property Details

APN / Parcel Number

Primary APN	`0092 0019`
Alternative APN	`2586`

Exterior

Lot Area	4,561,603 sqft (104 acres)
Terrain	Wet

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2586
Street Address	831 HOLT RD
City	WRAY
State	GA
Zip	31798-3833
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Local Zoning Code	AU
Legal Description	LL 126-127 5TH DIST
Legal Subdivision	JOHN A & BARBARA K STEPHENS
Legal Lot Number	127
Jurisdiction	IRWIN GA
Township / Civil Division	HOLT
Census Block Group	3
Census Block	3189
Census Tract	950201

Owner

Source: Irwin County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 WINCHESTER DR, DOUGLAS, GA 31535-7219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage AGSOUTH FARM CREDIT
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit AGAMERICA LENDING
Sep 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage AGGEORGIA FARM CREDIT
Mar 19, 2015	Deed of Trust, Mortgage · Conventional Mortgage ROACH JEFFREY P
Mar 28, 2025	Special Warranty Deed, Transfer · Conventional Mortgage AGSOUTH FARM CREDIT PCA
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage KEETER FARMS
Jun 24, 2022	Warranty Deed, Transfer
Mar 2, 2018	Warranty Deed, Transfer
Jan 31, 2014	Warranty Deed, Transfer · Conventional Mortgage WAUCHULA STATE BANK
Sep 25, 2013	Foreclosure
Sep 14, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Book / Page	459 / 30
Transfer Doc	000285/145
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRWIN GA
Recording Date	Aug 13, 2026
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	0482000171
Book / Page	482 / 171
Instrument Date	Aug 13, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 HOLT RD, WRAY, GA 31798-3833

Mortgage

Document Number	0482000171,
Date	Aug 13, 2026
Book Page	482/171

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRWIN GA
Recording Date	Jul 22, 2026
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	0481000135
Book / Page	481 / 135
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 HOLT RD, WRAY, GA 31798-3833

Mortgage

Document Number	0481000135,
Date	Jul 22, 2026
Book Page	481/135

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRWIN GA
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344/41
Date	Jul 27, 2017
Book Page	344/41

Lender

Name	AGAMERICA LENDING
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	252 Months
Due	Aug 1, 2038

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRWIN GA
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HOLT RD

Mortgage

Document Number	0000000420/0000000254
Date	Sep 6, 2022
Book Page	0000000420/0000000254

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2041

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRWIN GA
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000306/207
Date	Mar 19, 2015
Book Page	306/207
Instrument	000410

Lender

Name	ROACH JEFFREY P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2016

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IRWIN GA
Recording Date	Mar 28, 2025
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	0000459/30
Book / Page	459 / 30
Instrument Date	Mar 26, 2025
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 WINCHESTER DR, DOUGLAS, GA 31535-7219

Mortgage

Document Number	0000000459/0000000023
Date	Mar 28, 2025
Book Page	0000000459/0000000023

Lender

Name	AGSOUTH FARM CREDIT PCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRWIN GA
Recording Date	Jun 24, 2022
Property Address	HOLT RD, OCILLA, GA 31774
Document Number	0000418/35
Book / Page	418 / 35
Instrument Date	Jun 24, 2022
Instrument	2022-000216
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 TENSAS TRCE, ALPHARETTA, GA 30004-5832

Mortgage

Document Number	0000000418/0000000037
Date	Jul 6, 2022
Book Page	0000000418/0000000037

Lender

Name	KEETER FARMS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2022

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRWIN GA
Recording Date	Jun 24, 2022
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	0000418/35
Book / Page	418 / 35
Instrument Date	Jun 24, 2022
Instrument	2022-000216
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 TENSAS TRCE, ALPHARETTA, GA 30004-5832

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRWIN GA
Recording Date	Mar 2, 2018
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	000357/262
Book / Page	357 / 262
Instrument Date	Mar 2, 2018
Instrument	2018-000214
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 EDGEWATER DR, TIFTON, GA 31793-6859

January 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRWIN GA
Recording Date	Jan 31, 2014
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	000290/317
Book / Page	290 / 317
Instrument Date	Jan 31, 2014
Instrument	2014-000038
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PINE LAKE RD, TIFTON, GA 31793-5504

Mortgage

Document Number	000290/319
Date	Jan 31, 2014
Book Page	290/319
Instrument	000200

Lender

Name	WAUCHULA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 1, 2017

September 2013: Foreclosure

Document Type	Foreclosure
Jurisdiction	IRWIN GA
Recording Date	Sep 25, 2013
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	000285/145
Book / Page	285 / 145
Instrument	2013-000358
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E MAIN ST, WAUCHULA, FL 33873-2716

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	IRWIN GA
Recording Date	Sep 14, 2005
Property Address	831 HOLT RD, WRAY, GA 31798-3833
Document Number	000190/513
Book / Page	190 / 513
Instrument	2005-000412
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 10TH AVE W UNIT 69, 69, PALMETTO, FL 34221-3705
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Irwin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Irwin County
Unified School District	Irwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (-57.33%)	$140,720 (+79.05%) Land $138,720 Building $2,000	$351,800 (+79.05%) Land $346,800 Building $5,000
2023	$2,475.00	$78,593 Land $77,393 Building $1,200	$196,482 Land $193,482 Building $3,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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