831 Floyd St, Gary, IN 46403 Property Records

Lake County property record for 831 Floyd St, Gary, IN 46403 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1955
Lot Size	0.207 acres (9,060 sqft)
Owner	Individual Name on File
Tax Bill	$738 (2024)
Deeds & Mortgages	Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0077-0043`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0077-0043`
Alternative APNs	`45-09-06-381-005.000-004` `254500770043`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft

Exterior

Year Built	Built 1955
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,060 sqft (0.207 acres)
Lot Dimensions	121 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0077-0043
Old Parcel Number	254500770043
Street Address	831 FLOYD ST
City	GARY
State	IN
Zip	46403-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. BLKS. 3-7-8 INDIAN HILLS ADDITION N2. L.42 BL.8 ALL L.43 & 44 BL.8
Legal Subdivision	INDIAN HILLS ADD
Legal Block	3
Legal Lot Number	42
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2030
Census Tract	10207

Owner

Source: Lake County records · APN 001-25-45-0077-0043

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	831 FLOYD ST, GARY, IN 46403-2946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2003
Deed Sale	Aug 15, 2003
Record Updated	Jun 08, 2026

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	831 FLOYD ST, GARY, IN 46403-2946
Document Number	0000007475
Instrument Date	Jan 03, 2018
Transaction Type	Mortgage
Record Updated	Apr 04, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 FLOYD ST GARY IN 464032946, GARY, IN 46403-2946

Mortgage

Document Number	0000007475
Date	Feb 01, 2018
Instrument	7475

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,800 (+19.07%) Land $8,400 Building $63,400	$71,800 (+19.07%) Land $8,400 Building $63,400
2024	$738.00 (+10.15%)
2023		$60,300 (+0.5%) Land $8,400 Building $51,900	$60,300 (+0.5%) Land $8,400 Building $51,900
2022	$670.00 Homeowner's exemption	$60,000 Land $8,500 Building $51,500	$60,000 Land $8,500 Building $51,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.