831 Eastern Byp, Richmond, KY 40475 Property Records

Madison County property record for 831 Eastern Byp, Richmond, KY 40475

Property Summary

Property TypeCommercial
Details55,802 sqft
Lot Size10.8 acres (473,497 sqft)
OwnerCompany Name on Record
Tax Bill$18,520 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Sep 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR11A-0003-0003

Property Details

APN / Parcel Number

Primary APNR11A-0003-0003
Alternative APNs
  • 110934
  • 74100
  • 40149

Interior

Stories1 Story
Building Area55,802 sqft Living Area

Exterior

Exterior MaterialConcrete Block
Lot Area473,497 sqft (10.8 acres)

Location & Zoning

Account Number40149
Street Address831 EASTERN BYP
CityRICHMOND
StateKY
Zip40475-2569
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCARRIAGE GATE PARCEL B
Legal SubdivisionCARRIAGE GATE
Legal Lot NumberB
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1021
Census Tract10302

Owner

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address831 EASTERN BYP, 1, RICHMOND, KY 40475-2569
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY TRUST BANK
Sep 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK
Oct 17, 2025Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateSep 8, 2026
Property Address831 EASTERN BYP, RICHMOND, KY 40475-2569
Document Number0014374238
Book / Page2499 / 42
Instrument DateAug 14, 2026
Instrument202614374238
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0014374238,
DateSep 8, 2026
Book Page2499/42
Instrument202614374238
Lender
NameCOMMUNITY TRUST BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 14, 2027
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateSep 8, 2026
Property Address831 EASTERN BYP, RICHMOND, KY 40475-2569
Document Number0014374236
Book / Page2499 / 17
Instrument DateAug 14, 2026
Instrument202614374236
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0014374236,
DateSep 8, 2026
Book Page2499/17
Instrument202614374236
Lender
NameCOMMUNITY TRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 14, 2047
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateOct 17, 2025
Property Address831 EASTERN BYP, RICHMOND, KY 40475-2569
Document Number00D874/517
Book / PageD874 / 517
Map ReferenceMB 10 PG 35
Instrument DateOct 16, 2025
Instrument2014292810
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 EASTERN BYP # 1, 1, RICHMOND, KY 40475-2569

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,520.00 (+2.1%)$1,964,000 (+5.03%)$1,964,000 (+5.03%)
2023$18,139.00 (-0.31%)$1,870,000 (-)$1,870,000 (-)
2022$18,195.00$1,870,000$1,870,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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