831 E Iowa St, Eldridge, IA 52748 Property Records

Scott County property record for 831 E Iowa St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,715 sqft · built 1994
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2019)
Tax Bill	$4,110 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931407406`

Property Details

APN / Parcel Number

Primary APN	`931407406`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,475 sqft
Basement Area	1,475 sqft
Finished Basement	500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,557 sqft (0.426 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	31 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	931407406
Street Address	831 E IOWA ST
City	ELDRIDGE
State	IA
Zip	52748-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILNES PRAIRIE 1ST ADD LOT: 006 MILNES PRAIRIE 1STADD LOT 6 & SELYCORNER LOT 5
Legal Subdivision	MILNES PRAIRIE 1ST ADD
Legal Lot Number	5,6
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3056
Census Tract	10201

Owner

Source: Scott County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	831 E IOWA ST, ELDRIDGE, IA 52748-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VIBRANT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	20201900033159
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	831 E IOWA ST, ELDRIDGE, IA 52748-1905
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E IOWA ST, ELDRIDGE, IA 52748-1905

Mortgage

Document Number	2025023910
Date	Dec 5, 2025
Instrument	2025-023910

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	PO BOX 3250, DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	831 E IOWA ST, ELDRIDGE, IA 52748-1905
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000032861
Date	Oct 20, 2020
Instrument	202000032861

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Dec 11, 2019
Property Address	831 E IOWA ST, ELDRIDGE, IA 52748-1905
Document Number	20201900033159
Instrument Date	Nov 27, 2019
Instrument	20201900033159
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E IOWA ST, ELDRIDGE, IA 52748-1905

Mortgage

Document Number	20201900033161
Date	Dec 11, 2019
Instrument	20201900033161

Lender

Name	VIBRANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,000 (+5.5%) Land $111,300 Building $237,700	$349,000 (+5.5%) Land $111,300 Building $237,700
2024	$4,110.00 (+18.85%)
2023		$330,800 Land $111,300 Building $219,500	$330,800 Land $111,300 Building $219,500
2022	$3,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LICT Fiber	8,000 / 8,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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