831 E el Largo Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 831 E el Largo Dr, Placerville, CA 95667 · Last verified October 2025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,475 sqft · built 1973
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$419,000 (Oct 2008)
Tax Bill$6,292 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105-220-011-000

Property Details

APN / Parcel Number

Primary APN105-220-011-000
Alternative APN
  • 1052201110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,475 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1974
Construction TypeWood
Lot Area217,800 sqft (5 acres)
TerrainGentle Slope
Garage TypeAttached
Garage Area896 sqft
Parking Spaces4 Parking Spaces
Patio Area2,475 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Old Parcel Number1052201110
Street Address831 E EL LARGO DR
CityPLACERVILLE
StateCA
Zip95667-8947
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSEC 27 11 9
Legal Range09
Legal Township11
Legal Section27
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group1
Census Block1027
Census Tract30901

Owner

Source: El Dorado County records · APN 105-220-011-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address831 E EL LARGO DR, PLACERVILLE, CA 95667-8947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Jul 08, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLS FINANCIAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2008 · Amount on Record
Deed SaleOct 09, 2008 · Amount on Record
Prior SaleOct 04, 2002 · Amount on Record
Deed Document Number2008-0049428
Record UpdatedJun 07, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address831 E EL LARGO DR, PLACERVILLE, CA 95667-8947
Transaction TypeMortgage
Record UpdatedDec 01, 2022
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 E EL LARGO DR, PLACERVILLE, CA 95667-8947

Mortgage

Document Number0000044465
DateNov 22, 2022
Instrument2022-0044465
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 08, 2042

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address831 E EL LARGO DR, PLACERVILLE, CA 95667-8947
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 E EL LARGO DR, PLACERVILLE, CA 95667-8947

Mortgage

Document Number0000071595
DateNov 18, 2021
Instrument2021-0071595
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address831 E EL LARGO DR, PLACERVILLE, CA 95667-8947
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026294
DateJul 08, 2019
Instrument2019-0026294
Lender
NameSCHOOLS FINANCIAL CU
TypeCredit Union
AddressSACRAMENTO, CA 95815
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJul 15, 2034

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictGold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,292.00 (+3.74%)$539,354 (+4.04%) Land $173,835 Building $365,519
2023$6,065.00 (+1.34%)$518,412 Land $167,086 Building $351,326
2022$5,985.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170309011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims2 (1997–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998, rainfall accumulation

Wildfire

Wildfire RiskVery High
above 94% of the US · above 78% of California
Wildfire LikelihoodAbout 1 in 64 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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