El Dorado County property record for 831 E el Largo Dr, Placerville, CA 95667 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,475 sqft · built 1973 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $419,000 (Oct 2008) |
| Tax Bill | $6,292 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-220-011-000 |
| Primary APN | 105-220-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,475 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 2,475 sqft |
| Water Source | Commercial |
|---|
| Old Parcel Number | 1052201110 |
|---|---|
| Street Address | 831 E EL LARGO DR |
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-8947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SEC 27 11 9 |
| Legal Range | 09 |
| Legal Township | 11 |
| Legal Section | 27 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 30901 |
Source: El Dorado County records · APN 105-220-011-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 831 E EL LARGO DR, PLACERVILLE, CA 95667-8947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 08, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLS FINANCIAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2008 · Amount on Record |
| Deed Sale | Oct 09, 2008 · Amount on Record |
| Prior Sale | Oct 04, 2002 · Amount on Record |
| Deed Document Number | 2008-0049428 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 831 E EL LARGO DR, PLACERVILLE, CA 95667-8947 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2022 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 831 E EL LARGO DR, PLACERVILLE, CA 95667-8947 |
| Document Number | 0000044465 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022-0044465 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 08, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 831 E EL LARGO DR, PLACERVILLE, CA 95667-8947 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 831 E EL LARGO DR, PLACERVILLE, CA 95667-8947 |
| Document Number | 0000071595 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-0071595 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 831 E EL LARGO DR, PLACERVILLE, CA 95667-8947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026294 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 2019-0026294 |
| Name | SCHOOLS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95815 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2034 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Trail Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,292.00 (+3.74%) | $539,354 (+4.04%) Land $173,835 Building $365,519 |
| 2023 | $6,065.00 (+1.34%) | $518,412 Land $167,086 Building $351,326 |
| 2022 | $5,985.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170309011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 2 (1997–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998, rainfall accumulation |
| Wildfire Risk | Very High above 94% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | About 1 in 64 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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