Rutherford County property record for 831 E Church St, Bostic, NC 28018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,009 sqft · built 1950 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2022) |
| Tax Bill | $487 (2022) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1615718 |
| Primary APN | 1615718 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,009 sqft Heated Area |
| Gross Area | 2,759 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Porch | Enclosed Porch |
| Porch Area | 271 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 31271 |
|---|---|
| Street Address | 831 E CHURCH ST |
| City | BOSTIC |
| State | NC |
| Zip | 28018-8734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1559168383610000; RES CHURCH ST RES & M H |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COLFAX |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961001 |
831 E Church St is owned and occupied by an individual who bought it in July 2022.
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 831 E CHURCH ST, BOSTIC, NC 28018-8734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 3, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Deed Document Number | 0020624431 |
| Deed Book / Page | 2062 / 4431 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 831 E CHURCH ST, BOSTIC, NC 28018-8734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0020432387 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 2043/2387 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jul 15, 2022 |
| Property Address | 831 E CHURCH ST, BOSTIC, NC 28018-8734 |
| Document Number | 0020624431 |
| Book / Page | 2062 / 4431 |
| Instrument Date | Jul 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2009 BENEDETTO LN, 2009, PORT ALLEN, LA 70767-3958 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 831 E CHURCH ST, BOSTIC, NC 28018-8734 |
| Document Number | 0020624434 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2062/4434 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.9% |
| Index | 5-Year CMT |
| Max Rate | 9.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 831 E CHURCH ST, BOSTIC, NC 28018-8734 |
| Document Number | 0020150279 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 831 E CHURCH ST BOSTIC NC 280188734, BOSTIC, NC 28018-8734 |
| Document Number | 0020150279 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 002015/000279 |
| Instrument | 1211 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2048 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $244,700 Land $15,600 Building $229,100 | $244,700 Land $15,600 Building $229,100 | |
| 2022 | $487.00 | ||
| 2021 | $487.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 831 E Church St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 E Church St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD COMM WATER SYSTEM public/private · serves 1,867 people · EPA ID NC0181050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Pangaea Internet Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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