831 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 831 E Bell Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1990
Lot Size	0.202 acres (8,800 sqft)
Owner	Owner Name on File
Last Sale	$87,500 (Jul 2008)
Tax Bill	$2,978 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-15-426-001`

Property Details

APN / Parcel Number

Primary APN	`7824-15-426-001`
Alternative APN	`010/03822-004-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	972 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Deck Area	78 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	831 E BELL AVE
City	DES MOINES
State	IA
Zip	50315-7415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX N 10.3F & S 50F & E20F- LOT 13 & -EX N10.3F & S 50F- LOT 14 OAK HILL
Legal Range	24W
Legal Township	78N
Legal Section	15
Legal Subdivision	OAK HILL
Legal Lot Number	13,14
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1012
Census Tract	4400

Owner

The current owner of 831 E Bell Ave bought it in July 2008.

Source: Polk County records, as of October 15, 2025

Owner of Record	Owner Name on File
Mailing Address	831 E BELL AVE, DES MOINES, IA 50315-7415
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD FINANCE CORP
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
Aug 29, 2022	Deed of Trust, Mortgage NEIGHBORHOOD FINANCE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2008 · Amount on File
Deed Sale	Jul 22, 2008 · Amount on File
Prior Sale	Jun 25, 2002 · Amount on File
Deed Document Number	2009-00005084
Deed Book / Page	12725 / 0058
Record Updated	Jun 7, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	831 E BELL AVE, DES MOINES, IA 50315-7415
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089372
Date	Dec 2, 2022
Book Page	19342/684
Instrument	2022-00089372

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Sep 1, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	831 E BELL AVE, DES MOINES, IA 50315-7415
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E BELL AVE, DES MOINES, IA 50315-7415

Mortgage

Document Number	0000068775
Date	Aug 29, 2022
Book Page	19245/1
Instrument	2022-00068775

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	831 E BELL AVE, DES MOINES, IA 50315-7415
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E BELL AVE, DES MOINES, IA 50315-7415

Mortgage

Document Number	0000068776
Date	Aug 29, 2022
Book Page	19245/7
Instrument	2022-00068776

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 23, 2027

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,400 Land $25,200 Building $162,200	$187,400 Land $25,200 Building $162,200
2024	$2,978.00
2023		$158,600 Land $21,100 Building $137,500	$158,600 Land $21,100 Building $137,500
2020	$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 831 E Bell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 831 E Bell Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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