831 E 1st St, Midway, GA 31320 Property Records

Liberty County property record for 831 E 1st St, Midway, GA 31320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,332 sqft · built 1998
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2020)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`281A 131`

Property Details

APN / Parcel Number

Primary APN	`281A 131`
Alternative APN	`6375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,332 sqft Heated Area
1st Floor Area	2,128 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6375
Street Address	831 E 1ST ST
City	MIDWAY
State	GA
Zip	31320-7240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 73 ISLE OF WIGHT S/D
Legal Subdivision	IOW JERICHO RIVER
Legal Lot Number	73
Jurisdiction	LIBERTY GA
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2006
Census Tract	10501

Owner

Source: Liberty County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 E 1ST ST, MIDWAY, GA 31320-7240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit INTERSTATE CREDIT UNION
May 5, 2021	Deed of Trust, Mortgage · Line of Credit INTERSTATE CU
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Nov 18, 1996 · Amount on Record
Deed Document Number	2020202
Deed Book / Page	2068 / 357
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	831 E 1ST ST, MIDWAY, GA 31320-7240
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E 1ST ST, MIDWAY, GA 31320-7240

Mortgage

Document Number	0021510000000519
Date	May 13, 2021
Book Page	0000002151/0000000519
Instrument	004380

Lender

Name	INTERSTATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	831 E 1ST ST, MIDWAY, GA 31320-7240
Document Number	0021510519
Instrument Date	May 5, 2021
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E 1S ST MIDWAY GA 31320, MIDWAY, GA 31320

Mortgage

Document Number	0021510519
Date	May 13, 2021
Book Page	002151/000519

Lender

Name	INTERSTATE CU
Address	JESUP, GA 31545

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2036

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	831 E 1ST ST, MIDWAY, GA 31320-7240
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5798 OGEECHEE RD #1032 SAVANNAH GA 314059545, 1032, SAVANNAH, GA 31405-9545

Mortgage

Document Number	20680360
Date	Feb 4, 2020
Book Page	002068/000360
Instrument	710

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 3, 2035

Tax Assessment & Valuation

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,487.00	$173,510 (+7.28%) Land $75,600 Building $97,910	$433,775 (+7.28%) Land $189,000 Building $244,775
2024	$4,487.00 (+13.45%) Homeowner's exemption	$161,737 (+13.56%) Land $27,000 Building $134,737	$404,342 (+13.56%) Land $67,500 Building $336,842
2023	$3,955.00 Homeowner's exemption	$142,425 Land $27,000 Building $115,425	$356,062 Land $67,500 Building $288,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	37 (1994–2025)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 98.5% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLE OF WIGHT private · serves 1,091 people · EPA ID GA1790005
Water Source	Groundwater
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coastal Fiber Fiber	1,000 / 1,000

May also be available: Brightspeed, Xfinity.

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