831 Cummings Ln, Saint Cloud, MN 56301 Property Records

Stearns County property record for 831 Cummings Ln, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 964 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Tax Bill	$6,660 (2026)
Deeds & Mortgages	Aug 2026 Sale May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-46411-0510`

Property Details

APN / Parcel Number

Primary APN	`82-46411-0510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	964 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Width	130 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	831 CUMMINGS LN
City	SAINT CLOUD
State	MN
Zip	56301-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 006 BLK 001 CUMMING ADD TO ST CLOUD SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	CUMMING ADD TO ST CLOUD
Legal Block	1
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2013
Census Tract	304

Owner

Source: Stearns County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 23, 2021	Warranty Deed, Transfer KNIGHT BARRY TITLE, KNIGHT-BARRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2025
Transfer Doc	0001702466
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 14, 2026
Property Address	831 CUMMINGS LN, SAINT CLOUD, MN 56301-5945
Document Number	0001719110
Instrument Date	Jun 10, 2026
Instrument	20261719110
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Investor	Possibly a Property Investor

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 26, 2026
Property Address	831 CUMMINGS LN, SAINT CLOUD, MN 56301-5945
Document Number	0001713684
Instrument Date	May 14, 2026
Instrument	20261713684
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 23, 2021
Property Address	831 CUMMINGS LN, SAINT CLOUD, MN 56301-5945
Document Number	00A1622488
Instrument Date	Dec 13, 2021
Instrument	A1622488
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	KNIGHT BARRY TITLE, KNIGHT-BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 CUMMINGS LN, SAINT CLOUD, MN 56301-5945
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,660.00 (+138.88%)	$225,100 (-) Land $40,000 Building $185,100	$225,100 (-) Land $40,000 Building $185,100
2025		$225,100 (+6.48%) Land $40,000 Building $185,100	$225,100 (+6.48%) Land $40,000 Building $185,100
2023	$2,788.00	$211,400 Land $40,000 Building $171,400	$211,400 Land $40,000 Building $171,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Intrepid Fiber Networks, Verizon.

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