831 Clover Leaf Ct, Edgewood, MD 21040 Property Records

Harford County property record for 831 Clover Leaf Ct, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,400 sqft · built 1990
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Aug 2001)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-219820`

Property Details

APN / Parcel Number

Primary APN	`01-219820`
Alternative APNs	`1219820` `219820`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	219820
Street Address	831 CLOVER LEAF CT
City	EDGEWOOD
State	MD
Zip	21040-3808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 589 .057 AC 831 CLOVER LEAF COURT WOODBRIDGE CNTR P 64/56
Legal Subdivision	WOODBRIDGE CENTER
Legal Lot Number	589
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4005
Census Tract	301302

Owner

Source: Harford County records · APN 01-219820

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2001 · Amount on Record
Deed Sale	Aug 24, 2001 · Amount on Record
Prior Sale	Nov 20, 1998
Deed Document Number	2001407
Deed Book / Page	3641 / 664
Last Transfer Date	Mar 28, 2025
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	831 CLOVER LEAF CT, EDGEWOOD, MD 21040-3808
Document Number	0124400325
Book / Page	012440 / 000325
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 02, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1119 CLOVER VALLEY WAY EDGEWOOD MD 210402187, EDGEWOOD, MD 21040-2187

Mortgage

Document Number	0124400325
Date	Jul 26, 2017
Book Page	012440/000325

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2032

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,300 (+24.86%) Land $35,500 Building $147,800	$183,300 (+24.86%) Land $35,500 Building $147,800
2025	$1,732.00 (+13.13%)
2023		$146,800 Land $35,500 Building $111,300	$146,800 Land $35,500 Building $111,300
2022	$1,531.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 447 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.