Bergen County and Franklin Lakes Borough property record for 831 Circle Ave, Franklin Lakes, NJ 07417
| Property Type | Single Family Home |
|---|---|
| Details | 2,942 sqft · built 1775 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,000 (Aug 1995) |
| Tax Bill | $13,111 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-01511-04-00007 |
| Primary APN | 20-01511-04-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,942 sqft Living Area |
|---|
| Year Built | Built 1775 |
|---|---|
| Effective Year Built | Effective 1775 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 46,174 sqft |
| Account Number | 14820 |
|---|---|
| Street Address | 831 CIRCLE AVE |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Description | 1.06 AC |
| Legal Block | 1511 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FRANKLIN LAKES |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Winters-Courter House listed 1983 · 1 contributing resources · NRIS 83001589 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 831 CIRCLE AVE, FRANKLIN LAKES, NJ 07417-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1995 · Amount on Record |
| Deed Sale | Aug 1, 1995 · Amount on Record |
| Deed Book / Page | 7807 / 557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 831 CIRCLE AVE, FRANKLIN LAKES, NJ 07417-1407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 831 CIRCLE AVE, FRANKLIN LKS, NJ 07417-1407 |
| Document Number | 0048121203 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 4812/1203 |
| Instrument | 2022092582 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,000 (+0.2%) Land $361,000 Building $329,000 | $690,000 (+0.2%) Land $361,000 Building $329,000 | |
| 2025 | $13,111.00 (+6.02%) | $688,600 (-) Land $361,000 Building $327,600 | $688,600 (-) Land $361,000 Building $327,600 |
| 2024 | $12,367.00 (+6.53%) | ||
| 2023 | $688,600 Land $361,000 Building $327,600 | $688,600 Land $361,000 Building $327,600 | |
| 2022 | $11,609.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1980–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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