831 Chestnut Tree Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 831 Chestnut Tree Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,088 sqft · built 1990
Lot Size0.277 acres (12,072 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jul 2020)
Tax Bill$6,330 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Feb 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-165-01384200

Property Details

APN / Parcel Number

Primary APN03-165-01384200
Alternative APNs
  • 316501384200
  • 16501384200

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,088 sqft Living Area
Gross Area2,634 sqft
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,072 sqft (0.277 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area185 sqft
Deck Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number16501384200
Street Address831 CHESTNUT TREE DR
CityANNAPOLIS
StateMD
Zip21409-4604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionPT LT 14 BK U SC 2 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockU
Legal Lot Number14
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract731003

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address831 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-4604
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC
Feb 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Sep 19, 2015Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2020 · Amount on Record
Deed SaleJul 7, 2020 · Amount on Record
Prior SaleFeb 21, 1990 · Amount on Record
Deed Book / Page34858 / 384
Record UpdatedOct 29, 2026

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 7, 2020
Property Address831 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-4604
Document Number0348580384
Book / Page34858 / 384
Instrument DateApr 30, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address831 CHESTNUT TREE DR, 831, ANNAPOLIS, MD 21409-4604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address831 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-4604

Mortgage

Document Number34858392
DateJul 7, 2020
Instrument34858/392
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address831 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-4604
Document Number0307970372
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 CHESTNUT TREE DR ANNAPOLIS MD 214094604, ANNAPOLIS, MD 21409-4604

Mortgage

Document Number0307970372
DateApr 4, 2017
Book Page030797/000372
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 3, 2047

September 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address831 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-4604
Document Number0317510462
Book / Page031751 / 000462
Instrument DateSep 19, 2015
Transaction TypeMortgage
Record UpdatedFeb 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 CHESTNUT TREE DR ANNAPOLIS MD 214094604, ANNAPOLIS, MD 21409-4604

Mortgage

Document Number0317510462
DateJan 16, 2018
Book Page031751/000462
Lender
NameTD BK NA
TypeBank
AddressLEWISTON, ME 04240
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$534,467 (+15.05%)$561,800 (+17.09%) Land $249,200 Building $312,600
2025$6,330.00 (+24.78%)
2023$5,073.00$464,567$479,800 Land $239,200 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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