831 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 831 Central St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,452 sqft · built 1920
Lot Size	0.08 acres (3,468 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jul 2022)
Tax Bill	$2,700 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05620000`

Property Details

APN / Parcel Number

Primary APN	`10-05620000`
Alternative APN	`910-05620000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,468 sqft (0.08 acres)
Lot Dimensions	102 ft deep x 34 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	910-05620000
Street Address	831 CENTRAL ST
City	OSHKOSH
State	WI
Zip	54901-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S1/2 OF LOT 6 & N 3 FT OF LOT 5 BLK 78 GOTT READ & EIGHMESADDN
Legal Subdivision	GOTT READ & EIGHMES ADDITION
Legal Block	78
Legal Lot Number	6,5
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	3
Census Block	3012
Census Tract	502

Owner

831 Central St is owned and occupied by an individual who bought it in July 2022.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	831 CENTRAL ST, OSHKOSH, WI 54901-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Deed Document Number	20221887698
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0001801642
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jul 28, 2022
Property Address	831 CENTRAL ST, OSHKOSH, WI 54901-4403
Document Number	0001887698
Instrument Date	Jul 28, 2022
Instrument	1887698
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 CENTRAL ST, OSHKOSH, WI 54901-4403

Mortgage

Document Number	0001887699
Date	Jul 28, 2022
Instrument	1887699

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,700 Land $12,100 Building $132,600
2024	$2,700.00 (+5.97%)
2023	$2,548.00 (+28.95%) Homeowner's exemption	$87,200 (+26.93%) Land $7,600 Building $79,600	$126,006 Land $10,982 Building $115,024
2022	$1,976.00 Homeowner's exemption	$68,700 Land $7,600 Building $61,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 831 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 831 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20