831 Cardinal Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 831 Cardinal Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1970
Lot Size	0.45 acres (19,771 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2019)
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8592-85-8449-000`

Property Details

APN / Parcel Number

Primary APN	`8592-85-8449-000`
Alternative APN	`70497050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,332 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2002
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	19,771 sqft (0.45 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70497050
Street Address	831 CARDINAL RD
City	BREVARD
State	NC
Zip	28712-0514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S B L10 CARDINAL RD
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	DUNNS ROCK
Census Block Group	1
Census Block	1013
Census Tract	960403

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 CARDINAL RD, BREVARD, NC 28712-0514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Jan 1, 2001 · Amount on Record
Deed Document Number	20193889
Deed Book / Page	888 / 344
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	831 CARDINAL RD, BREVARD, NC 28712-0514
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009380667
Date	Sep 9, 2020
Book Page	938/667
Instrument	2020005271

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Aug 2, 2019
Property Address	831 CARDINAL RD, BREVARD, NC 28712-0514
Document Number	0008880344
Book / Page	888 / 344
Instrument Date	Jul 25, 2019
Instrument	2019003889
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 464, IRMO, SC 29063-0464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 CARDINAL DR, BREVARD, NC 28712
Investor	Possibly a Property Investor

Mortgage

Document Number	2019003890
Date	Aug 2, 2019
Instrument	2019003890

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00 (+47.65%)	$385,070 (+102.3%) Land $48,000 Building $337,070	$385,070 (+102.3%) Land $48,000 Building $337,070
2023	$1,253.00	$190,350 Land $40,000 Building $150,350	$190,350 Land $40,000 Building $150,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHERWOOD FOREST WATER SYSTEM private · serves 680 people · EPA ID NC0188116
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

No cell data coverage reported

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