831 Cactus Ct, Salinas, CA 93905 Property Records

Monterey County property record for 831 Cactus Ct, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,384 sqft · built 2000
Lot Size	0.106 acres (4,596 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Jan 2026)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`153-561-026-000`

Property Details

APN / Parcel Number

Primary APN	`153-561-026-000`
Alternative APN	`153-561-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	4,596 sqft (0.106 acres)
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-561-026
Street Address	831 CACTUS CT
City	SALINAS
State	CA
Zip	93905-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL SUBDIVISION/UNITS VOL 20 C&T PG 32 TRACT 1332 LOT 26 BLK 13
Legal Subdivision	CHAPARRAL SUBDIVISION
Legal Tract	1332
Legal Block	13
Legal Lot Number	26
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2000
Census Tract	10604

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 CACTUS CT, SALINAS, CA 93905-4605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jan 13, 2026	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Nov 5, 2010 · Amount on Record
Deed Document Number	20261051
Prior Transfer Date	May 19, 2005
Prior Transfer Doc	0000052359
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 13, 2026
Property Address	831 CACTUS CT, SALINAS, CA 93905-4605
Document Number	0000001052
Map Reference	VOL 20 PG 32
Instrument Date	Jan 2, 2026
Instrument	2026001052
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 CACTUS CT, SALINAS, CA 93905-4605
Investor	Possibly a Property Investor

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 13, 2026
Property Address	831 CACTUS CT, SALINAS, CA 93905-4605
Document Number	0000001051
Map Reference	VOL 20 PG 32
Instrument Date	Dec 11, 2025
Instrument	2026001051
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	831 CACTUS CT, SALINAS, CA 93905-4605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001053
Date	Jan 13, 2026
Instrument	2026001053

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	831 CACTUS CT, SALINAS, CA 93905-4605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052324
Date	Nov 5, 2019
Instrument	2019052324

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	831 CACTUS CT, SALINAS, CA 93905-4605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042357
Date	Aug 20, 2020
Instrument	2020042357

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,287 (+2%) Land $78,402 Building $267,885
2025	$4,542.00 (-2.53%)	$339,498 (+4.04%) Land $76,865 Building $262,633
2024	$4,660.00 (+0.89%)
2023	$4,619.00 (+10.63%)	$326,317 Land $73,881 Building $252,436
2022	$4,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks.

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