831 Bermuda Way, Salinas, CA 93905 Property Records

Monterey County property record for 831 Bermuda Way, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,785 sqft · built 1994
Lot Size	0.12 acres (5,226 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Nov 2003)
Tax Bill	$7,116 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`004-363-015-000`

Property Details

APN / Parcel Number

Primary APN	`004-363-015-000`
Alternative APN	`004-363-015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,226 sqft (0.12 acres)
Garage Area	528 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	004-363-015
Street Address	831 BERMUDA WAY
City	SALINAS
State	CA
Zip	93905-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONIGHETTI SUBD TRACT 1139 LOT 8 BLK 1
Legal Subdivision	MONIGHETTI SUBD
Legal Tract	1139
Legal Block	1
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	3
Census Block	3000
Census Tract	701

Owner

831 Bermuda Way is owned and occupied by an individual who acquired it in April 2006.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	831 BERMUDA WAY, SALINAS, CA 93905-3903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Jan 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE WAYNE AND MARLENE ALBRO 1996 TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2003 · Amount on File
Deed Sale	Nov 14, 2003 · Amount on File
Prior Sale	Apr 16, 1996 · Amount on File
Deed Document Number	2003140217
Last Transfer Date	Apr 21, 2006
Transfer Doc	0000041213
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	831 BERMUDA WAY, SALINAS, CA 93905-3903
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SAN JUAN GRADE RD, SALINAS, CA 93906-1647

Mortgage

Document Number	0000042392
Date	Nov 12, 2025
Instrument	2025042392

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	831 BERMUDA WAY, SALINAS, CA 93905-3903
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SAN JUAN GRADE RD, SALINAS, CA 93906-1647

Mortgage

Document Number	0000002103
Date	Jan 24, 2023
Instrument	2023002103

Lender

Name	THE WAYNE AND MARLENE ALBRO 1996 TRUST
Type	Private Party
Address	PO BOX 6875, SANTA ROSA, CA 95406

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 831 Bermuda Way was $7,116, up 6.7% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,262 (+2.91%) Land $275,533 Building $299,729
2025	$7,116.00 (+6.72%)	$558,983 Land $270,131 Building $288,852
2024	$6,668.00 (+1.86%)
2023	$6,546.00 (+1.71%)	$489,221 Land $259,643 Building $229,578
2022	$6,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 831 Bermuda Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 831 Bermuda Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 881 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, T-Mobile.

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