831 Arbor Pointe Ave, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 831 Arbor Pointe Ave, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,203 sqft · built 2013
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$553,000 (Jul 2022)
Tax Bill	$7,714 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-26-0010-000-14000`

Property Details

APN / Parcel Number

Primary APN	`08-22-26-0010-000-14000`
Alternative APN	`3871716`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,203 sqft Living Area
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Finished
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3871716
Street Address	831 ARBOR POINTE AVE
City	MINNEOLA
State	FL
Zip	34715-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT MINNEOLA PHASE 1 PB 63 PG 36-40 LOT 140 ORB 5997 PG 1935
Legal Range	26E
Legal Township	22S
Legal Section	08
Legal Subdivision	MINNEOLA
Legal Phase	1
Legal Tract	10
Legal Lot Number	140
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3036
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	831 ARBOR POINTE AVE, MINNEOLA, FL 34715-6053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY LLC
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2018	Warranty Deed, Transfer · FHA Mortgage CHRISTENSEN FINANCIAL INC
May 5, 2017	Grant Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	0059971935
Deed Book / Page	5083 / 0372
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	2018032491
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	831 ARBOR POINTE AVE, MINNEOLA, FL 34715-6053
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 ARBOR POINTE AVE, MINNEOLA, FL 34715-6053

Mortgage

Document Number	0057440521
Date	Jul 6, 2021
Book Page	5744/521
Instrument	2021091975

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	831 ARBOR POINTE AVE, MINNEOLA, FL 34715-6053
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13740 BRIDGEWATER CROSSINGS BLVD, WINDERMERE, FL 34786-7399

Mortgage

Document Number	0059971937
Date	Jul 26, 2022
Book Page	5997/1937
Instrument	2022101150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 21, 2018
Property Address	831 ARBOR POINTE AVE, MINNEOLA, FL 34715-6053
Document Number	0050830372
Book / Page	5083 / 0372
Map Reference	MB 63 PG 36-49
Instrument Date	Mar 16, 2018
Instrument	2018032491
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TITLE OF LAKE COUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,136.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	962 TIMBERVIEW RD, 962, CLERMONT, FL 34715-0034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 ARBOR POINTE AVE, MINNEOLA, FL 34715-6053

Mortgage

Document Number	2018032492
Date	Mar 21, 2018
Instrument	2018032492

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

May 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	May 5, 2017
Property Address	831 ARBOR POINTE AVE, MINNEOLA, FL 34715-6053
Document Number	0049402208
Book / Page	004940 / 002208
Instrument Date	Apr 19, 2017
Instrument	49387
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 ARBOR POINTE AVE MINNEOLA FL 347156053, MINNEOLA, FL 34715-6053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$480,808 (+2.31%) Land $120,000 Building $360,808	$480,808 (+2.31%) Land $120,000 Building $360,808
2024	$7,714.00 (-0.61%)
2023	$7,761.00 (+86.2%) Homeowner's exemption Additional exemption filed	$469,966 (+75.45%)	$469,966 (+8.8%) Land $98,000 Building $371,966
2022	$4,168.00 Homeowner's exemption	$267,870	$431,937 Land $60,000 Building $371,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: CenturyLink, Hotwire Communications, Verizon.

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