831 Ament St, Owosso, MI 48867 Property Records

Shiawassee County property record for 831 Ament St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,026 sqft · built 1890
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$105,500 (Oct 2022)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`050-622-002-008-00`

Property Details

APN / Parcel Number

Primary APN	`050-622-002-008-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,026 sqft Living Area
1st Floor Area	834 sqft
Basement Area	834 sqft
Unfinished Basement	834 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	831 AMENT ST
City	OWOSSO
State	MI
Zip	48867-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 33' OF LOT 9 & W 27' LOT 8 BLK 2 GEO THOMAS 2ND ADD
Legal Subdivision	GEO THOMAS 2ND ADD
Legal Block	2
Legal Lot Number	9,8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2009
Census Tract	30700

Owner

831 Ament St is owned and occupied by an individual who bought it in October 2022.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	831 AMENT ST, OWOSSO, MI 48867-4215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Oct 22, 2015 · Amount on File
Deed Document Number	20223365699
Deed Book / Page	1301 / 694
Prior Transfer Date	Oct 16, 2015
Prior Transfer Doc	0012150938
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 27, 2022
Property Address	831 AMENT ST, OWOSSO, MI 48867-4215
Document Number	0013010694
Book / Page	1301 / 694
Map Reference	LB 1 PG 91
Instrument Date	Oct 24, 2022
Instrument	3365699
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 LOIS ST, 2221, HARRISON, MI 48625-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 CENTER ST, OWOSSO, MI 48867-1422

Mortgage

Document Number	0003365700
Date	Oct 27, 2022
Instrument	3365700

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Oct 24, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 831 Ament St was $2,037 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,800 (+11.36%)	$119,600 (+11.36%)
2025	$2,037.00 Homeowner's exemption	$53,700	$107,400
2023	$1,971.00 Homeowner's exemption	$44,500	$89,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 831 Ament St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	15 (1981–2009)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 831 Ament St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20