831 Albany St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 831 Albany St, Schenectady, NY 12307

Property Summary

Property Type	Commercial Vacant Land
Details	4,955 sqft · built 1981
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on File
Last Sale	$167,000 (Nov 2019)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.33-5-61.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.33-5-61.1`

Interior

Stories	3 Stories
Building Area	4,955 sqft Total Area
Basement Area	1,875 sqft
Unfinished Basement	1,875 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	180 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	1,940 sqft
Porch	Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	831 ALBANY ST
City	SCHENECTADY
State	NY
Zip	12307-1416
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	05 - COMME
Legal Subdivision	MAP OF LANDS OF ELIZA HOLETT
Legal Block	5
Legal Lot Number	61.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1000
Census Tract	20900

Owner

831 Albany St, commercial vacant land, is owned by a company that bought it in November 2019.

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	8 W 38TH ST, 1102, NEW YORK, NY 10018-0145
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE COMMUNITY BUILDERS INC
May 16, 2023	Deed of Trust, Mortgage THE COMMUNITY BUILDERS INC
Nov 19, 2019	Loan Modification, Mortgage PRIVATE INDIVIDUAL
Nov 19, 2019	Loan Modification, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	201952235
Deed Book / Page	2024 / 782
Prior Transfer Date	Nov 6, 2019
Prior Transfer Doc	0000052235
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	831 ALBANY ST, SCHENECTADY, NY 12307-1416
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027642
Date	May 16, 2023
Book Page	5304/553
Instrument	202327642

Lender

Name	THE COMMUNITY BUILDERS INC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	831 ALBANY ST, SCHENECTADY, NY 12307-1416
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027640
Date	May 16, 2023
Book Page	106/23
Instrument	202327640

Lender

Name	THE COMMUNITY BUILDERS INC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Amount	Amount on Record

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 19, 2019
Property Address	831 ALBANY ST, SCHENECTADY, NY 12307-1416
Book / Page	000091 / 000507
Instrument Date	Nov 6, 2019
Instrument	52297
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	90 STATE ST #602 ALBANY NY 122071706, 602, ALBANY, NY 12207-1706

Mortgage

Document Number	0000052297
Date	Nov 19, 2019
Book Page	000091/000507
Instrument	52297

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	90 STATE ST # 602, ALBANY, NY 12207-1706

Agreement

Amount	Amount on Record

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 19, 2019
Property Address	831 ALBANY ST, SCHENECTADY, NY 12307-1416
Book / Page	004954 / 000828
Instrument Date	Nov 6, 2019
Instrument	52307
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	90 STATE ST #602 ALBANY NY 122071706, 602, ALBANY, NY 12207-1706

Mortgage

Document Number	0000052307
Date	Nov 19, 2019
Book Page	004954/000828
Instrument	52307

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	90 STATE ST # 602, ALBANY, NY 12207-1706

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$45,000 (-) Land $45,000	$74,516 (+13.35%) Land $74,516
2024	$45,000 (-) Land $45,000	$65,741 (+15.41%) Land $65,741
2023	$45,000 Land $45,000	$56,962 Land $56,962

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 831 Albany St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 831 Albany St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Albany St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures