831 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 831 4th St E, Saint Paul, MN 55106 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,383 sqft · built 1904
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Oct 2014)
Tax Bill	$2,928 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-23-0141`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-23-0141`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	831 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR'S SUBDIVISION NO. 69 LOT 8 BLK 2
Legal Range	22
Legal Township	29
Legal Section	33
Legal Quarter	2
Quarter-Quarter Section	3
Legal Subdivision	AUDITORS SUBDIVISION NO 6
Legal Block	2
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1007
Census Tract	34500

Owner

Source: Ramsey County records · APN 33-29-22-23-0141

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	831 4TH ST E, SAINT PAUL, MN 55106-5144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 03, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY CU
Mar 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIWAY CREDIT UNION
Jun 04, 2018	Deed of Trust, Mortgage · Conventional with PMI AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	274960
Prior Transfer Date	Oct 22, 2010
Prior Transfer Doc	386837
Record Updated	Jun 07, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	831 4TH ST E, SAINT PAUL, MN 55106-5144
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 4TH ST E, SAINT PAUL, MN 55106-5144

Mortgage

Document Number	0A05089783
Date	Dec 15, 2025
Instrument	A05089783

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	831 4TH ST E, SAINT PAUL, MN 55106-5144
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04905707
Date	Sep 03, 2021
Instrument	A04905707

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	831 4TH ST E, SAINT PAUL, MN 55106-5144
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04868241
Date	Mar 05, 2021
Instrument	A04868241

Lender

Name	HIWAY CREDIT UNION
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 01, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	831 4TH ST E, SAINT PAUL, MN 55106-5144
Document Number	0004713383
Instrument Date	Jun 04, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	831 4TH ST E ST PAUL MN 551065144, ST PAUL, MN 55106-5144

Mortgage

Document Number	0004713383
Date	Jun 13, 2018
Instrument	4713383

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	ST PAUL, MN 55107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2033

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,928.00 Homeowner's exemption	$183,000 Land $16,400 Building $166,600	$183,000 Land $16,400 Building $166,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 763 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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