Highlands County property record for 8309 Granada Rd, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,306 sqft · built 1978 |
| Lot Size | 0.758 acres (33,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $370 (2024) |
| Deeds & Mortgages | May 2021 Reverse Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-030-00E0-0110 |
| Primary APN | C-15-35-30-030-00E0-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,306 sqft Living Area |
| 1st Floor Area | 1,892 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 33,056 sqft (0.758 acres) |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 422 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 8309 GRANADA RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-8019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE III PB 9-PG 54 LOT 11 BLK E |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 03 |
| Legal Block | E |
| Legal Lot Number | 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 961000 |
8309 Granada Rd is owned and occupied by two individuals who acquired it in December 1995.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8309 GRANADA RD, SEBRING, FL 33876-8019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 1995 |
| Deed Sale | Dec 19, 1995 |
| Deed Document Number | 0013161399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 8309 GRANADA RD, SEBRING, FL 33876-8019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8309 GRANADA RD, SEBRING, FL 33876-8019 |
| Document Number | 0002034842 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 2824/422 |
| Instrument | 2034842 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 831 Months |
| Due | Aug 1, 2090 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 8309 GRANADA RD, SEBRING, FL 33876-8019 |
| Document Number | 0001940223 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8309 GRANADA RD SEBRING FL 338768019, SEBRING, FL 33876-8019 |
| Document Number | 0001940223 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 002692/000773 |
| Instrument | 1940223 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | May 13, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 8309 GRANADA RD, SEBRING, FL 33876-8019 |
| Document Number | 0001940222 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8309 GRANADA RD SEBRING FL 338768019, SEBRING, FL 33876-8019 |
| Document Number | 0001940222 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 002692/000760 |
| Instrument | 1940222 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | May 13, 2090 |
| Rate | 4.75% |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,875 | $230,612 Land $33,500 Building $197,112 | |
| 2024 | $370.00 (-42.64%) | ||
| 2023 | $645.00 (-3.73%) Homeowner's exemption Widower's exemption | $92,347 (+3%) | $219,367 (+23.74%) Land $26,000 Building $193,367 |
| 2022 | $670.00 Homeowner's exemption Widower's exemption | $89,657 | $177,280 Land $20,000 Building $157,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8309 Granada Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2004–2017) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8309 Granada Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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