8309 Columbia Ave, Munster, IN 46321 Property Records

Lake County property record for 8309 Columbia Ave, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 975 sqft · built 1925
Lot Size0.301 acres (13,140 sqft)
Owner2 Individual Names on Record
Tax Bill$3,080 (2024)
Deeds & MortgagesJun 2026 Line of Credit
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-18-28-0005-0098

Property Details

APN / Parcel Number

Primary APN007-18-28-0005-0098
Alternative APNs
  • 45-07-19-251-004.000-027
  • 182800050098

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area975 sqft Living Area
Basement Area975 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialAsphalt
Lot Area13,140 sqft (0.301 acres)
Lot Dimensions146 ft deep x 90 ft wide
Garage TypeDetached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0005-0098
Old Parcel Number182800050098
Street Address8309 COLUMBIA AVE
CityMUNSTER
StateIN
Zip46321-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. W1/2 W1/2 NE BEG.1149.87FT. N. OF SW COR. NE. 175.46X89.89.805X 175.52X89.80 5FT.EX.E.30FT. IN COLUMBIA AVE.S.19 T.36 R.9
Legal Range09
Legal Township36
Legal Section19
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3011
Census Tract40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8309 COLUMBIA AVE, MUNSTER, IN 46321-1806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
May 1, 2020Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 1998
Deed SaleApr 15, 1998
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateJun 22, 2026
Property Address8309 COLUMBIA AVE, MUNSTER, IN 46321-1806
Document Number0000525664
Instrument DateMay 28, 2026
Instrument2026525664
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8309 COLUMBIA AVE, MUNSTER, IN 46321-1806

Mortgage

Document Number0000525664,
DateJun 22, 2026
Instrument2026525664
Lender
NameFIRST MERCHANTS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 28, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8309 COLUMBIA AVE, MUNSTER, IN 46321-1806
Document Number0000038919
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8309 COLUMBIA AVE MUNSTER IN 463211806, MUNSTER, IN 46321-1806

Mortgage

Document Number0000038919
DateJun 25, 2020
Instrument38919
Lender
NameFIRST MERCHANTS BK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 24, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$268,600 (+12.34%) Land $58,000 Building $210,600$268,600 (+12.34%) Land $58,000 Building $210,600
2024$3,080.00 (+3.36%)
2023$239,100 (+4.73%) Land $72,800 Building $166,300$239,100 (+4.73%) Land $72,800 Building $166,300
2022$2,980.00 Homeowner's exemption$228,300 Land $72,800 Building $155,500$228,300 Land $72,800 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims157 (1982–2011)
Claims Outside the SFHA7 of 157
Most Recent ClaimFeb 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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