8305 Phyllis Rd, Rockford, IL 61108 Property Records

Winnebago County property record for 8305 Phyllis Rd, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,190 sqft · built 1985
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$133,500 (May 2009)
Tax Bill$4,181 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN169C110

Property Details

APN / Parcel Number

Primary APN169C110
Alternative APN
  • 1225376001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,190 sqft Living Area
Gross Area2,886 sqft
1st Floor Area1,190 sqft
Basement Area1,190 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,473 sqft (0.47 acres)
View / LotCorner
Garage TypeAttached
Garage Area506 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
Deck Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number169C110
Street Address8305 PHYLLIS RD
CityROCKFORD
StateIL
Zip61108-4703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionMELWOOD HGTS PLAT 2 PT S1/2 SEC 25-44-2 LOT 109
Legal Range2
Legal Township44
Legal Section25
Legal SubdivisionMELWOOD HGTS PLAT 2
Legal Lot Number109
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2028
Census Tract514

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8305 PHYLLIS RD, ROCKFORD, IL 61108-4703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2009 · Amount on Record
Deed SaleMay 15, 2009 · Amount on Record
Deed Document Number2009926556
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address8305 PHYLLIS RD, ROCKFORD, IL 61108-4703
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030401
DateAug 27, 2021
Instrument2130401
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 25, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,181.00$60,097 (+33.67%) Land $8,076 Building $52,021$180,291 (+33.67%) Land $24,228 Building $156,063
2022Homeowner's exemption$44,959 Land $5,713 Building $39,246$134,877 Land $17,139 Building $117,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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