8305 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 8305 Oak Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1939
Lot Size	0.071 acres (3,136 sqft)
Owner	Owner Name on Record
Tax Bill	$2,921 (2024)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0101-0012`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0101-0012`
Alternative APNs	`45-05-33-108-009.000-004` `254601010012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Basement Area	888 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0101-0012
Old Parcel Number	254601010012
Street Address	8305 OAK AVE
City	GARY
State	IN
Zip	46403-1479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORCOTT'S ADD. INDIANA CITY ALL L.11 BL.19
Legal Subdivision	NORCOTTS ADD
Legal Block	19
Legal Lot Number	11
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4012
Census Tract	10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	8305 OAK AVE, GARY, IN 46403-1479
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2007
Transfer Doc	0000083849
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8305 OAK AVE, GARY, IN 46403-1479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004725
Date	Jan 20, 2017
Instrument	2017 004725

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 20, 2031

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,800 (+31.62%) Land $56,900 Building $234,900	$291,800 (+31.62%) Land $56,900 Building $234,900
2024	$2,921.00 (+30.81%)
2023		$221,700 (+25.33%) Land $49,000 Building $172,700	$221,700 (+25.33%) Land $49,000 Building $172,700
2022	$2,233.00 Homeowner's exemption	$176,900 Land $13,600 Building $163,300	$176,900 Land $13,600 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20