Monroe County property record for 8305 Meadowfield Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,537 sqft · built 2002 |
| Lot Size | 3.14 acres (136,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $557,000 (Aug 2024) |
| Tax Bill | $10,481 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-08-166-031-000 |
| Primary APN | 08-08-166-031-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,537 sqft Living Area |
| 1st Floor Area | 2,537 sqft |
| Basement Area | 2,537 sqft |
| Unfinished Basement | 2,537 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 136,778 sqft (3.14 acres) |
| Garage Area | 600 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 525 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 515 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8305 MEADOWFIELD RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 31 ROLLING MEADOWS PHASE III |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | ROLLING MEADOWS |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 28 |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 600401 |
8305 Meadowfield Rd is owned and occupied by two individuals who bought it in August 2024.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8305 MEADOWFIELD RD, WATERLOO, IL 62298-3281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP |
| May 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on File |
| Deed Sale | Aug 9, 2024 · Amount on File |
| Deed Document Number | 2024434164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8305 MEADOWFIELD RD, WATERLOO, IL 62298-3281 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000440879 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 440879 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8305 MEADOWFIELD RD, WATERLOO, IL 62298-3281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000395774 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 395774 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 8305 Meadowfield Rd was $10,481, up 4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,481.00 (+3.99%) Homeowner's exemption | $180,320 Land $18,650 Building $161,670 | $540,960 Land $55,950 Building $485,010 |
| 2024 | $10,079.00 | ||
| 2022 | Additional exemption filed | $145,000 Land $18,650 Building $126,350 | $435,000 Land $55,950 Building $379,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8305 Meadowfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8305 Meadowfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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