8305 Macomb Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8305 Macomb Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,035 sqft · built 2018
Lot Size	3.02 acres (131,551 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Dec 2015)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	Jun 2018 Construction Loan Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`74-14-030-2001-600`

Property Details

APN / Parcel Number

Primary APN	`74-14-030-2001-600`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,035 sqft Living Area
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	131,551 sqft (3.02 acres)
Lot Dimensions	400 ft deep x 327 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8305 MACOMB RD
City	CLAY
State	MI
Zip	48001-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG S 0D 18M 45S E 1317.12', & N 89D 45M 45S W 1386.28' & N 0D 2 1/2M W 327.5' FROM NE SEC COR, TH N 0D 2 1/2M W 327.48', TH
Legal Range	16E
Legal Township	03N
Legal Section	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4003
Census Tract	646000

Owner

8305 Macomb Rd is owned and occupied by an individual who bought it in December 2015.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8305 MACOMB RD, CLAY, MI 48001-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Construction Mortgage UNION HOME MORTGAGE CORP
Mar 21, 2019	Loan Modification, Mortgage UNION HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015 · Amount on File
Deed Sale	Dec 8, 2015 · Amount on File
Prior Sale	Nov 18, 2013 · Amount on File
Deed Book / Page	4664 / 706
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8305 MACOMB RD, CLAY, MI 48001-3101
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	HURON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004958915
Date	Jun 19, 2018
Book Page	4958/915
Instrument	2018014075

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	8305 MACOMB RD, CLAY, MI 48001-3101
Document Number	0050570187
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 MACOMB RD CLAY TWP MI 48001, CLAY TWP, MI 48001

Mortgage

Document Number	0050570187
Date	May 16, 2019
Book Page	005057/000187

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8305 Macomb Rd was $5,026 with a homeowner's exemption, up 1.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,800 (+6.45%)	$455,600
2025	$5,026.00 (+1.54%) Homeowner's exemption	$214,000
2024	$4,950.00		$428,000
2023		$175,800
2022	$4,501.00		$351,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8305 Macomb Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8305 Macomb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband, Xfinity.

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