8305 Iris Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8305 Iris Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,269 sqft · built 1989
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Jul 2019)
Tax Bill	$799 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171G A 003.05`

Property Details

APN / Parcel Number

Primary APN	`171G A 003.05`
Alternative APN	`0000126818`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,269 sqft Living Area

Exterior

Year Built	Built 1989
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000126818
Old Parcel Number	171G A 00305
Street Address	8305 IRIS RD
City	CHATTANOOGA
State	TN
Zip	37421-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 4 HAMILTON OAKS SUB FIRST UNIT PB 44 PG 327 OUT OF 171G-A-3 FOR 1989
Legal Subdivision	HAMILTON OAKS SUB FI
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	11325

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 17, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 29, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	2019072900198
Deed Book / Page	11711 / 529
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323

Mortgage

Document Number	0000000159
Date	Oct 9, 2025
Book Page	14071/268
Instrument	2025100900159

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Aug 1, 2049

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323

Mortgage

Document Number	0000000004
Date	Jun 17, 2024
Book Page	13622/745
Instrument	2024061700004

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Aug 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323

Mortgage

Document Number	0000000213
Date	Sep 23, 2021
Book Page	12663/523
Instrument	2021092300213

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 29, 2019
Property Address	8305 IRIS RD, CHATTANOOGA, TN 37421-8323
Document Number	0729000198
Book / Page	011711 / 000529
Instrument Date	Jul 24, 2019
Instrument	190729000198
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8305 IRIS RD CHATTANOOGA TN 374218323, CHATTANOOGA, TN 37421-8323

Mortgage

Document Number	729000199
Date	Jul 29, 2019
Book Page	011711/000531
Instrument	190729000199

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00 (-21.67%)	$52,775 (+15.67%)	$211,100 (+15.67%) Land $75,000 Building $136,100
2024	$1,020.00	$45,625 (-)	$182,500 (-) Land $50,000 Building $132,500
2023	$1,020.00	$45,625 (-)	$182,500 (-) Land $50,000 Building $132,500
2022	$1,020.00	$45,625	$182,500 Land $50,000 Building $132,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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