8305 Harmony Rd, Denton, MD 21629 Property Records

Caroline County property record for 8305 Harmony Rd, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,176 sqft · built 2018
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,732 (Feb 2018)
Tax Bill	$4,095 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-045696`

Property Details

APN / Parcel Number

Primary APN	`03-045696`
Alternative APN	`045696`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,176 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	127,631 sqft (2.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	045696
Street Address	8305 HARMONY RD
City	DENTON
State	MD
Zip	21629-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	2.93 AC LOT 1 SE/S MD 16 S OF DENTON
Legal Subdivision	LOYAL C REGER
Legal Lot Number	1
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1062
Census Tract	955301

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8305 HARMONY RD, DENTON, MD 21629-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 13, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Sep 6, 2017	Warranty Deed, Transfer POWERHOUSE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Book / Page	1297 / 248
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	8305 HARMONY RD, DENTON, MD 21629-2412
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016690042
Date	Apr 3, 2024
Book Page	1669/42

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	8305 HARMONY RD, DENTON, MD 21629-2412
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014430357
Date	Oct 9, 2020
Book Page	1443/357

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	8305 HARMONY RD, DENTON, MD 21629-2412
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	NTC - KEY W, NTC KEY WEST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015600475
Date	Mar 10, 2022
Book Page	1560/475

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CAROLINE MD
Recording Date	Feb 13, 2018
Property Address	8305 HARMONY RD, DENTON, MD 21629-2412
Document Number	0012970248
Book / Page	1297 / 248
Map Reference	MB FDM17 FO96
Instrument Date	Dec 11, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	POWEHOUSE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8305 HARMONY RD, DENTON, MD 21629-2412

Mortgage

Document Number	0001297254
Date	Feb 13, 2018
Instrument	1297/254

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAROLINE MD
Recording Date	Sep 6, 2017
Property Address	8305 HARMONY RD, DENTON, MD 21629-2412
Document Number	0012730441
Book / Page	001273 / 000441
Instrument Date	Aug 9, 2017
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,095.00 (+2.73%) Homeowner's exemption	$415,967 (+20.27%)	$432,700 (+6.16%) Land $91,000 Building $341,700
2025	$3,986.00 (+12.79%)
2023	$3,534.00 Homeowner's exemption	$345,867	$407,600 Land $89,100 Building $318,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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