8304 Waters Bend Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8304 Waters Bend Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,112 sqft · built 1985
Lot Size	0.475 acres (20,720 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Nov 2021)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122M A 013`

Property Details

APN / Parcel Number

Primary APN	`122M A 013`
Alternative APN	`0000048233`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,112 sqft Living Area

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,720 sqft (0.475 acres)
Lot Dimensions	200 ft deep x 103 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048233
Street Address	8304 WATERS BEND LN
City	OOLTEWAH
State	TN
Zip	37363-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 66 MILL RUN 32-116
Legal Subdivision	MILL RUN
Legal Lot Number	66
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	11447

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8304 WATERS BEND LN, OOLTEWAH, TN 37363-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Aug 19, 2011
Deed Document Number	2021111500215
Deed Book / Page	12734 / 138
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 15, 2021
Property Address	8304 WATERS BEND LN, OOLTEWAH, TN 37363-8705
Document Number	0000000215
Book / Page	12734 / 138
Map Reference	MB 32 PG 116
Instrument Date	Nov 12, 2021
Instrument	2021111500215
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 WATERS BEND LN, OOLTEWAH, TN 37363-8705

Mortgage

Document Number	0012734141
Date	Nov 15, 2021
Instrument	12734/141

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (+1.2%)	$162,000 (+49.34%)	$648,000 (+49.34%) Land $50,000 Building $598,000
2024	$2,426.00 (-0.37%)	$108,475 (-)	$433,900 (-) Land $60,000 Building $373,900
2023	$2,435.00	$108,475	$433,900 Land $60,000 Building $373,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, EPB, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Waters Bend Ln

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