8304 Sugar Mill Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8304 Sugar Mill Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,916 sqft · built 1985
Lot Size	1.06 acres (46,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jul 2026)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122M A 041`

Property Details

APN / Parcel Number

Primary APN	`122M A 041`
Alternative APN	`0000048260`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,916 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,178 sqft (1.06 acres)
Lot Dimensions	293 ft deep x 96.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048260
Street Address	8304 SUGAR MILL LN
City	OOLTEWAH
State	TN
Zip	37363-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 MILL RUN 32-116
Legal Subdivision	MILL RUN
Legal Lot Number	94
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	11447

Owner

Source: Hamilton County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8304 SUGAR MILL LN, OOLTEWAH, TN 37363-8861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	2026165
Deed Book / Page	14373 / 19
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 17, 2026
Property Address	8304 SUGAR MILL LN, OOLTEWAH, TN 37363-8861
Document Number	0000000165
Book / Page	14373 / 19
Instrument Date	Jul 10, 2026
Instrument	2026165
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 SUGAR MILL LN, OOLTEWAH, TN 37363-8861

Mortgage

Document Number	0000000166,
Date	Jul 17, 2026
Instrument	202617166

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 3, 2019
Property Address	8304 SUGAR MILL LN, OOLTEWAH, TN 37363-8861
Document Number	0503000221
Book / Page	011632 / 000252
Instrument Date	May 2, 2019
Instrument	190503000221
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 SUGAR MILL LN OOLTEWAH TN 373638861, OOLTEWAH, TN 37363-8861

Mortgage

Document Number	503000222
Date	May 3, 2019
Book Page	011632/000255
Instrument	190503000222

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (-6.55%)	$123,425 (+37.94%)	$493,700 (+37.94%) Land $50,000 Building $443,700
2024	$2,001.00 (-0.45%)	$89,475 (-)	$357,900 (-) Land $50,000 Building $307,900
2023	$2,010.00	$89,475	$357,900 Land $50,000 Building $307,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Sugar Mill Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures