8304 River Falls Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 8304 River Falls Dr, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,034 sqft · built 1980
Lot Size	0.356 acres (15,520 sqft)
Owner	2 Individual Names on File
Last Sale	$1,398,000 (Aug 2019)
Tax Bill	$15,246 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01799966`

Property Details

APN / Parcel Number

Primary APN	`10-01799966`
Alternative APN	`01799966`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,034 sqft Living Area
Gross Area	5,584 sqft
1st Floor Area	2,166 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	15,520 sqft (0.356 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01799966
Street Address	8304 RIVER FALLS DR
City	POTOMAC
State	MD
Zip	20854-3895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	RIVER FALLS
Legal Subdivision	RIVER FALLS
Legal Block	J
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1008
Census Tract	706008

Owner

8304 River Falls Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8304 RIVER FALLS DR, POTOMAC, MD 20854-3895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 13, 2019	Grant Deed, Transfer RICHARD & KATHERINE SILVER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Aug 18, 2004 · Amount on File
Deed Book / Page	58011 / 234
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8304 RIVER FALLS DR, POTOMAC, MD 20854-3895
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 RIVER FALLS DR, POTOMAC, MD 20854-3895

Mortgage

Document Number	0604250040
Date	Sep 2, 2020
Book Page	60425/40

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8304 RIVER FALLS DR, POTOMAC, MD 20854-3895
Document Number	0589970442
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8304 RIVER FALLS DR POTOMAC MD 208543895, POTOMAC, MD 20854-3895

Mortgage

Document Number	0589970442
Date	Feb 6, 2020
Book Page	058997/000442

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2035

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 13, 2019
Property Address	8304 RIVER FALLS DR, POTOMAC, MD 20854-3895
Document Number	0580110234
Book / Page	058011 / 000234
Instrument Date	Jul 7, 2019
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,398.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8304 RIVER FALLS DR POTOMAC MD 208543895, POTOMAC, MD 20854-3895

Mortgage

Document Number	580110242
Date	Aug 13, 2019
Book Page	058011/000242

Lender

Name	RICHARD & KATHERINE SILVER
Address	13420 N GRANITE WAY, FOUNTAIN HILLS, AZ 85268-4118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8304 River Falls Dr was $15,246.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,430,467 (+7.42%)	$1,628,000 (+22.25%) Land $505,100 Building $1,122,900
2025	$15,246.00	$1,331,700 Land $505,100 Building $826,600	$1,331,700 Land $505,100 Building $826,600
2023		$1,199,233	$1,331,700 Land $505,100 Building $826,600
2022	$12,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8304 River Falls Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8304 River Falls Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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